Product Manager - Transaction Processing

Silverflow; Netherlands; Remote; EUR 60,000 - 80,000; Full time

Benefits offered by this job

Permanent contract from start

Competitive salary with annual raises

Stock options

Job summary

Silverflow is building a cloud-native, data-rich payments platform. This Product Manager role focuses on the Authorizations capability within Transaction Processing, guiding feature definition, prioritization, and cross‑functional delivery.

You will own the roadmap, work with engineers, sales, and operations, and help clients integrate new networks while maintaining high security and reliability.

Qualifications

• 2–5 years of Product Management or Operations experience in a high-growth environment.
• Payments experience is a strong plus.
• Bachelor's degree or higher in a relevant field.

Responsibilities

• Define the Authorizations product mission and roadmap.
• Collaborate with Engineering, Commercial and Account Management to deliver features.
• Ensure compliance with card networks and messaging standards.

Skills

Product management

Fintech

Stakeholder communication

Education

Degree in Finance, Economics, Operations, STEM, or adjacent analytical field

Job description

Product Manager - Transaction Processing

NL

Full-time

60,000 - 80,000 € per year

Who is Silverflow?

Silverflow is a cloud-native payment processing platform replacing rigid legacy systems with a single, data-rich API directly integrated with the card networks.

The company was founded in 2019 by payments industry leaders and entrepreneurs Robert Kraal, Paul Buying, and Anne-Willem de Vries, drawing on their combined experience at Bibit, Google, and Adyen.

We are an international team of 100+ colleagues representing over 30 nationalities. We partner with leading fintechs, banks, and merchants like Deutsche Bank and Bolt, and recently raised a $40M Series B led by Picus Capital.

If you want to shape global financial infrastructure, we are building the future of payments. Join our team to make a real impact and grow your career in a fast-moving, diverse environment!

What you'll do

Transaction authorization is the heartbeat of global payments, with trillions of dollars evaluated in milliseconds every year. Silverflow is building a next-generation cloud-native core payment platform, and our Authorizations engine is critical to this mission. It enables the latest innovations in payments while maximizing authorization rates, minimizing costs, and ensuring high platform reliability and security for our clients.

We are looking for a driven, curious, and sharp Product Manager to take end-to-end ownership of the Authorizations capability within our Transaction Processing Stream. You will play a key role in the global launch of new card networks, mastering complex scheme rules, routing dynamics, and technical compliance standards to build a scalable, automated, and high-performance transaction processing platform. You will collaborate closely with Engineering, Commercial, Account Management, Data & AI, and Operations teams to define the vision, prioritize impactful features, and deliver exceptional value to our clients.

What you'll do

• Product Vision: Define and execute the Authorizations product mission, aligning it with Silverflow's broader transaction processing goals.
• Roadmap & OKRs: Own quarterly OKRs, balancing high-impact strategic bets (e.g., vertical expansion, smart routing, tokenization, low-latency engine enhancements) with quick wins and operational stability.
• Continuous Discovery: Actively engage with clients, monitor market trends, and stay ahead of card network (Visa, Mastercard, etc.) mandates and updates. You will leverage transaction telemetry to write clear, actionable user stories and requirements that drive new transaction processing features.
• Sprint Prioritization: Collaborate with Engineering, Commercial, and Account Management to deliver on the product roadmap, optimize sprint velocity, manage technical debt, and ensure flawless delivery.
• Subject-Matter Expertise: Serve as the subject-matter expert on transaction processing flows, card scheme rules, and authorization messaging (ISO 8583 / ISO 20022), leading deep-dive product demos and technical discussions to help close key enterprise prospects.
• Enablement & Documentation: Lead system design sessions, deliver presentations, streamline operational workflows, and create clear technical API documentation for internal and external stakeholders.

Who you are

You are looking for a next step in your career where you can take full ownership and drive measurable impact. You are driven, curious, and love untangling complex frameworks to find solutions to problems.

You'll be a great fit if you match the following profile :

• Education: Degree in Finance, Economics, Operations, STEM, or an adjacent analytical field.
• Experience: 2–5 years of Product Management or Operations experience within a high-growth environment, top-tier banking, or consulting. Payments experience is a strong plus.
• Problem Solver:You love cracking complex challenges, making data-driven decisions, and driving progress both independently and as part of a collaborative team.
• Detail-Oriented: You understand that in payments, edge cases matter. You are highly organized, have strong attention to detail, and can translate complex frameworks into clear, structured product requirements.
• Communication & Collaboration: You understand no decision is made in silos, and you can communicate effectively and clearly with stakeholders at all levels and departments, bridging the gap both internally and externally.
• Systems Thinker: You understand and are eager to master how intricate systems interact with each other and how complex business logic translates into elegant API design. A track record within fintech or other infrastructure software is a plus.
• Rapid Learner: You quickly absorb new information, adapt to a fast-paced environment, and continuously seek to expand your knowledge of the dynamic payments landscape.
• Broad Exposure & Impact:Gain wide-ranging experience across product, engineering, sales and support in a fast-growing international startup. You’ll help shape the processes and culture that define how Silverflow scales.
• Mentorship & Growth:Work within a flat organization alongside highly experienced industry veterans. You’ll collaborate closely with the Product and Engineering teams, receiving hands‑on guidance to accelerate your product career.
• A Vibrant, People-First Culture: Join a diverse team of 30+ nationalities. Enjoy catered daily team lunches, board game nights, padel tournaments, memorable annual events, ski trips, Friday drinks and team off‑sites. We believe great work happens when people also have fun together.

Great benefits from day one

• A permanent contract from the start
• A competitive salary with annual increases
• Stock options: share in the success you help create

About us

Silverflow is a payment processing company designed for today's payment needs and fit for the future. A first true, cloud-native solution with a single API to the card networks that replaces legacy systems.One platform with one connection that reduces cost and complexity, is easy to use, and data-rich. Founded in 2019 by payments industry leaders and entrepreneurs Robert Kraal, Paul Buying and A.W. De Vries, driven by experience gained from Bibit, Google, and Adyen and a vision ofchanging payments for the better,they have built a company that has created the new standard of payments.Today, Silverflow is a diverse, international team of 100+ colleagues representing over 30 nationalities.We value collaboration, ownership, and curiosity, and we are proud of the culture we are building together.With ambitious growth plans to reach 120 team members over the next two years, we are creating opportunities for people who want to make an impact and grow alongside the company.Are you looking to join a cutting-edge start‑up in the world of payments? Then don't miss your chance to be a part of something big - come see what we're all about and take the first step towards an exciting new career!