Merchant Risk Analyst – Underwriting & Growth (Hybrid)

Riverty; Heerenveen; Hybride; EUR 50 000 - 75 000; Plein temps

Résumé du poste

Riverty in the Netherlands is seeking a Risk Analyst (m/f/d) to join our Client Underwriting (Merchant Risk) team. You will assess risk profiles across Riverty’s B2B relationships, review financial and business information, and prepare clear underwriting recommendations to support decisions.

You will collaborate across European markets, learn from colleagues in different territories, and contribute ideas that improve underwriting standards and risk strategies while supporting sustainable growth.

Qualifications

• Foundation in underwriting, merchant risk assessment or related analytical field.
• Analytical mindset with ability to draw conclusions from varied information.
• Good judgement, attention to detail, and willingness to raise questions.
• Degree in Finance, Economics or related field.
• Professional fluency in English; German or Dutch is an advantage.

Responsabilités

• Conduct manual underwriting assessments of B2B relationships in line with Riverty’s policies and risk standards.
• Review merchant risk profiles using company, ownership, financial and business information.
• Identify gaps, inconsistencies or risk indicators and seek clarification when needed.
• Present findings as structured, well-supported risk recommendations.
• Document analysis, rationale and findings clearly, ensuring decisions are transparent and traceable.
• Escalate cases per team procedures and collaborate across markets and functions.
• Contribute to shaping and improving underwriting standards, processes and risk strategies across markets.

Connaissances

Underwriting

Merchant risk assessment

Analytical mindset

Attention to detail

English fluency

Formation

Finance/Economics degree

Description du poste

Riverty in the Netherlands is seeking a Risk Analyst (m/f/d) to join our Client Underwriting (Merchant Risk) team. You will assess risk profiles across Riverty’s B2B relationships, review financial and business information, and prepare clear underwriting recommendations to support decisions.

You will collaborate across European markets, learn from colleagues in different territories, and contribute ideas that improve underwriting standards and risk strategies while supporting sustainable growth.