Global Credit Risk Leader — Fintech Scale & Strategy

Adyen; Amsterdam; On-site; EUR 180,000 - 240,000; Full time

Benefits offered by this job

Office in Amsterdam

In-person collaboration

Job summary

Adyen seeks a Head of Credit Risk to lead a global team across Amsterdam, Singapore, and Chicago, owning day-to-day exposure management for MPL and Adyen Capital/Charge Cards. You will chair risk processes and bridge commercial ambitions with prudent risk appetite.

You will shape credit models and risk policies, and drive a proactive collections strategy while aligning with Product and Second Line Risk. Amsterdam-based, office-first role with global scope.

Qualifications

• 8+ years in credit risk leadership in fintech/payments.
• Hands-on experience with lending products and merchant underwriting.
• Strong ability to translate risk into executive proposals.

Responsibilities

• Lead a global credit risk team across multiple regions.
• Oversee MPL and Adyen Capital/Charge Cards risk exposures.
• Act as final escalation for high-risk merchant decisions to MRC.
• Influence credit models and risk policies using operational data.
• Direct the collections strategy to recover risks swiftly.
• Partner with Product and Second Line Risk to align governance.

Skills

Credit risk leadership

Fintech / payments expertise

Strategic risk management

Stakeholder communication

Global team management

Education

Master's degree in Finance or related field

Job description

Adyen seeks a Head of Credit Risk to lead a global team across Amsterdam, Singapore, and Chicago, owning day-to-day exposure management for MPL and Adyen Capital/Charge Cards. You will chair risk processes and bridge commercial ambitions with prudent risk appetite.

You will shape credit models and risk policies, and drive a proactive collections strategy while aligning with Product and Second Line Risk. Amsterdam-based, office-first role with global scope.