Wealth & Retirement Planner

RHB Banking Group; Sarawak; On-site; MYR 50,000 - 75,000; Full time

Job summary

RHB Banking Group is looking for a Personal Financial Consultant in Malaysia, Sarawak, to provide comprehensive financial advice to individual clients. Key responsibilities include developing financial plans, monitoring client portfolios, and maintaining strong client relationships. Ideal candidates should have a Bachelor's degree in Finance or related fields, 2-3 years of experience, and a strong understanding of financial products. Proficiency in Microsoft Office and fluency in both English and Bahasa Malaysia is required.

Qualifications

• Minimum 2-3 years of experience in financial services.
• Possession of relevant industry certifications is highly advantageous.
• Fluency in English and Bahasa Malaysia.

Responsibilities

• Identify and engage prospective clients to understand financial needs.
• Conduct thorough financial needs analyses.
• Develop personalized financial plans and recommendations.
• Monitor and review client portfolios regularly.

Skills

Client relationship management

Financial product knowledge

Communication skills

Sales drive

Education

Bachelor's degree in Finance, Economics, Business Administration, or related field

Tools

Microsoft Office Suite

Job description

Job Summary:**

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.

Job Responsibilities:**

• Proactively identify and engage with prospective clients to understand their financial needs and objectives.
• Conduct thorough financial needs analyses, including investment, insurance, retirement, and estate planning.
• Develop and present personalized financial plans and recommendations to clients, aligning with RHB Bank's product offerings.
• Advise clients on various financial products such as savings accounts, fixed deposits, unit trusts, insurance policies, loans, and wealth management solutions.
• Build and maintain strong, long-term relationships with clients, providing ongoing financial guidance and excellent customer service.
• Monitor and review client portfolios regularly, making adjustments as necessary to adapt to changing market conditions and client circumstances.
• Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
• Achieve individual sales targets and contribute to the overall team and branch performance.
• Stay updated on market trends, economic conditions, and new financial products and services.
  
  

Job Qualifications:**

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Proven experience (minimum 2-3 years) in financial services, preferably in a client-facing role within banking or wealth management.
• Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is highly advantageous.
• Strong understanding of financial products, investment principles, and wealth management concepts.
• Excellent communication, interpersonal, and presentation skills.
• Demonstrated ability to build rapport and trust with clients.
• Results-oriented with a strong sales drive and ability to meet targets.
• High level of integrity and commitment to ethical conduct.
• Proficiency in Microsoft Office Suite.
• Fluency in written and spoken English and Bahasa Malaysia; proficiency in other local languages is a plus.