Wealth Planner & Personal Finance Advisor

RHB Group; Sabah; On-site; MYR 48,000 - 80,000; Full time

Job summary

RHB Bank Berhad in Sabah, Malaysia, is seeking a Personal Financial Consultant to provide comprehensive financial advice and solutions to individual clients, helping them achieve their goals through a range of banking and investment products.

You will build strong client relationships, conduct needs analysis, present products clearly, and deliver tailored financial planning including retirement and wealth management while staying compliant with regulatory requirements.

Qualifications

• Bachelor's degree in Finance, Economics, or a related field.
• Proven experience in financial advisory, sales, or banking.
• Certifications (e.g., FIMM, PCE, CUTE, TBE) are advantageous.

Responsibilities

• Develop and maintain relationships with individual clients and understand their financial needs.
• Conduct needs analysis to identify suitable banking, investment, insurance, and lending products.
• Present complex financial products clearly to clients.
• Provide personalized financial planning including retirement and wealth management.
• Monitor portfolios and provide updates and recommendations based on market conditions.
• Ensure compliance with internal policies and regulatory requirements.
• Collaborate with other departments to offer integrated financial solutions.
• Support sales campaigns and work to achieve targets.
• Stay informed on market trends and new product offerings.

Skills

Communication skills

Interpersonal skills

Presentation skills

Analytical thinking

Relationship building

Sales orientation

MS Office

Education

Bachelor's degree in Finance/Economics/Business

Job description

Job Summary**

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking and investment products.

Job Responsibilities**

• Develop and maintain strong relationships with individual clients, understanding their financial needs and aspirations.
• Conduct thorough financial needs analysis to identify suitable banking, investment, insurance, and lending products.
• Present and explain complex financial products and services clearly and concisely to clients.
• Provide personalized financial planning advice, including retirement planning, wealth management, and investment strategies.
• Monitor client portfolios and provide regular updates and recommendations based on market conditions and client objectives.
• Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
• Actively participate in sales campaigns and initiatives to achieve individual and team sales targets.
• Collaborate with other departments within RHB Bank to offer integrated financial solutions to clients.
• Keep abreast of market trends, economic developments, and new product offerings to effectively advise clients.
  
  

Job Qualifications**

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Proven experience in financial advisory, sales, or banking, preferably within a retail banking environment.
• Strong understanding of various financial products including deposits, loans, investments (unit trusts, bonds, equities), and insurance.
• Excellent communication, interpersonal, and presentation skills.
• Strong analytical and problem-solving abilities.
• Ability to build rapport and trust with clients.
• Results-oriented with a strong drive to achieve sales targets.
• Relevant industry certifications (e.g., FIMM, PCE, CUTE, TBE) are a significant advantage.
• Proficiency in Microsoft Office Suite.