Trusted Personal Financial Advisor

RHB Banking Group; Seberang Perai; On-site; MYR 60,000 - 90,000; Full time

Job summary

The Personal Financial Consultant at RHB Bank Berhad is responsible for building and nurturing client relationships, providing expert financial advice, and offering tailored banking and investment solutions to help individuals achieve their financial goals.

Responsibilities include needs analysis, portfolio reviews, and cross-selling of deposits, loans, investments, and insurance while maintaining compliance and high ethical standards in a fast-paced environment.

Qualifications

• Bachelor's degree in Finance, Banking, Business Administration, Economics, or related field.
• 2–3 years of experience in financial services, client-facing preferred.
• Certifications like FIMM, PCE, CUTE are advantageous.
• Strong communication and sales-oriented mindset.

Responsibilities

• Proactively identify and engage with clients to understand financial needs.
• Conduct comprehensive financial needs analysis including risk tolerance and horizons.
• Develop and present tailored financial plans covering savings, investments, and wealth management.
• Advise on deposits, loans, unit trusts, insurance, and other investment instruments.
• Achieve individual and team sales targets and KPIs for product penetration.
• Regularly review client portfolios and ensure regulatory and policy compliance.

Skills

Client relationships

Sales targets

Financial analysis

Communication

Teamwork

Microsoft Office

Ethical conduct

Bahasa Malaysia proficiency

English proficiency

Education

Bachelor's degree in Finance/Banking/Business/Economics

Tools

Microsoft Office

Job description

The Personal Financial Consultant at RHB Bank Berhad is responsible for building and nurturing client relationships, providing expert financial advice, and offering tailored banking and investment solutions to help individuals achieve their financial goals.

Responsibilities include needs analysis, portfolio reviews, and cross-selling of deposits, loans, investments, and insurance while maintaining compliance and high ethical standards in a fast-paced environment.