Treasury Reconciliation & Reporting Analyst

dtcpay; Kuala Lumpur; On-site; MYR 72,000 - 96,000; Full time

Job summary

dtcpay is seeking a Treasury Reconciliation & Reporting Analyst in Kuala Lumpur to manage daily reconciliation across bank accounts, payment platforms, wallets, and custodians, ensuring accurate balance reflection. You will monitor settlements, prepare treasury reports, and support cash management decisions in a fast-paced fintech setting.

The role requires 2–4 years in treasury/finance operations with experience in fintech or digital assets, and a strong Excel/SQL/Python toolset for data-driven

Qualifications

• Mandarin proficiency, spoken and written, is preferred for stakeholder communication.
• 2–4 years of relevant experience in Treasury, Finance Operations, Reconciliation, Payments, Banking, Fintech, or Digital Asset operations.
• Prior experience in fintech/payments/crypto/digital asset/remittance/banking environments preferred.
• Hands-on experience reconciling multiple bank accounts, payment platforms, wallets, exchanges, custodians, or other financial accounts.
• Good understanding of payment flows, settlement processes, cash management, transaction lifecycle, and reconciliation principles.
• Exposure to fiat and digital asset transactions is highly preferred.
• Strong ability to investigate discrepancies, trace transactions, and identify root causes of reconciliation breaks.
• Strong attention to detail with a structured and control-oriented mindset.
• Comfortable working with large transaction datasets and multiple sources of financial information.
• Good working knowledge of Excel; exposure to SQL, Python, APIs, BI tools, automation platforms, or AI tools is an advantage.

Responsibilities

• Daily reconciliation and balance verification across accounts and platforms to ensure accurate reflection of funds.
• Operational reconciliation and settlement monitoring; track pending, failed, rejected, duplicated, unmatched, or delayed items.
• Treasury and operational reporting of cash positions, liquidity, balances, and trends.
• Cash position and funding reports to support daily funding and settlement decisions.
• Maintain reports on failed, pending, reversed, or manually processed transactions and aging.
• Support treasury operational performance reporting: volumes, SLA, errors, and trends.
• Document treasury controls and maintain reconciliation logs for compliance.
• Identify recurring reconciliation breaks and areas for process improvements.

Skills

Reconciliation

Financial reporting

Attention to detail

Independent work

Stakeholder communication

Tools

Excel

SQL

Python

APIs

BI tools

Automation tools

AI tools

Job description

Treasury Reconciliation & Reporting Analyst

dtcpayisaMASlicensedpaymentserviceproviderthatbridgestraditionalfinanceanddigitalassets.Weenablebusinessestoacceptandmakepaymentsinbothfiatanddigitalcurrencies,deliveringsecure,efficient,andseamlesspaymentexperiencesacrossborders.Asweexpandglobally,weareshapingthefutureofdigitalpayments.

WearealsorecognisedasoneofSingapore’sTop10StartupsintheLinkedInTopStartups2025list,areflectionofourmomentumandtheexcitingjourneyaheadforourteam.

WorkArrangement: FullyOn-site

WhatYou’llDo:

DailyReconciliation&BalanceVerification–Performdailyreconciliationacrossbankaccounts,paymentplatforms,wallets,exchanges,custodians,andinternalTreasuryrecordstoensurebalances,transactions,andfundmovementsarecompleteandaccuratelyreflected.

OperationalReconciliation&SettlementMonitoring–Reconcileincomingandoutgoingfiatanddigitalassettransactionsagainstinternalrecordsandexternalsettlementsources;monitorpending,failed,rejected,duplicated,unmatched,ordelayedtransactionsandfollowthroughtoresolution.

Treasury&OperationalReporting–Prepareandmaintaindaily,weekly,andmonthlyreportsrelevanttoTreasuryoperations,includingcashandliquiditypositions,bankandwalletbalances,transactionvolumes,settlementstatus,outstandingitems,reconciliationbreaks,exceptions,andoperationaltrends.

CashPosition&FundingReports–Supportpreparationofcashposition,liquidity,fundingrequirement,expectedinflow/outflow,andbalanceutilisationreportstoassistTreasuryindailyfundingandsettlementdecisions.

Transaction&ExceptionReports–Maintainreportsonfailed,pending,reversed,rejected,duplicated,ormanuallyprocessedtransactions,includingageingandresolutionstatus,tosupportoperationalfollow-upandmanagementoversight.

OperationalPerformanceReporting–SupportreportingonTreasuryoperationalmetricssuchastransactionvolumes,settlementturnaroundtime,SLAperformance,reconciliationageing,errorrates,exceptionfrequency,andunresolveditems.

TreasuryControls&Documentation–Reviewtransactionrecordsandsupportingdocumentsforcompleteness,maintainreconciliationandexceptionlogs,andsupportcompliancewithMaker-Checkercontrols,approvalmatrices,segregationofduties,andinternalprocedures.

OperationalRisk&TrendAnalysis–Identifyrecurringreconciliationbreaks,settlementdelays,processweaknesses,unusualbalancemovements,ortransactionpatternsandprovideanalysistosupportcorrectiveactionsandprocessimprovements.

ProcessImprovement&Automation–Identifyopportunitiestoautomatereconciliation,operationalreporting,transactionmatching,dataextraction,exceptionmonitoring,andcontrolchecks;participateinsystemenhancements,UAT,andworkflowimprovements.

Cross-functionalCoordination–WorkcloselywithTreasury,Finance,Operations,Compliance,andDevelopment/Technologyteamstoresolvereconciliationandreportingissues,improvedataaccuracy,andstrengthenend-to-endvisibilityoffundflows.

WhatWe’reLookingFor:

Mandarinproficiency,spokenandwritten,ispreferredforstakeholdercommunication.

Minimum2–4yearsofrelevantexperienceinTreasury,FinanceOperations,Reconciliation,Payments,Banking,Fintech,orDigitalAssetoperations.

Priorexperienceinafintech,payments,crypto,digitalasset,remittance,banking,orothertransaction-intensivefinancialservicesenvironmentispreferred.

Hands-onexperiencereconcilingmultiplebankaccounts,paymentplatforms,wallets,exchanges,custodians,orotherfinancialaccounts.

Goodunderstandingofpaymentflows,settlementprocesses,cashmanagement,transactionlifecycle,andreconciliationprinciples.

Exposuretobothfiatanddigitalassettransactionsishighlypreferred.

Strongabilitytoinvestigatediscrepancies,tracetransactions,andidentifytherootcauseofreconciliationbreaks.

Strongattentiontodetailwithastructuredandcontrol-orientedmindset.

Comfortableworkingwithlargetransactiondatasetsandmultiplesourcesoffinancialinformation.

GoodworkingknowledgeofExcel;ExposuretoSQL,Python,APIs,BItools,automationplatforms,orAItoolsisanadvantage.

AbilitytoworkindependentlywhilecoordinatingeffectivelywithTreasury,Finance,Operations,Compliance,andTechnologyteams.

WhyJoinUs:

Exposuretomulti-currency,cross-border,fiatanddigitalassetTreasuryoperations.

Hands-onexperienceacrossbanks,paymentplatforms,wallets,exchanges,custodians,andotherfintechinfrastructure.

OpportunitytobuildexpertiseinTreasurycontrols,reconciliation,cashmanagement,settlementmonitoring,andoperationalrisk.

WorkcloselywithTreasury,Finance,Operations,Compliance,andTechnologyteamsinafast-movingfintechenvironment.

Opportunitytocontributedirectlytothedevelopmentofascalableandwell-controlledTreasuryoperatingframework.