Software Engineering (Cards)

OCBC; Kuala Lumpur; On-site; MYR 120,000 - 160,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Learning and development opportunities

Job summary

OCBC is looking for a leader to manage the end-to-end technology delivery and ownership of all Cards systems. This role involves stakeholder management across Malaysia and Singapore, guiding a multi-disciplinary engineering team, and ensuring compliance with PCI-DSS standards. Candidates should have a strong background in card systems, Java, microservices, and vendor management. In return, OCBC offers a competitive salary and a comprehensive benefits package tailored to support staff well-being and growth.

Qualifications

• Strong knowledge of cards issuing, authorization, interchange, scheme interfaces, settlement, and rewards.
• Proven ability to lead engineering teams and deliver complex transformation programs.
• Understanding of PCI-DSS, card scheme mandates, and regulatory guidelines.

Responsibilities

• Own and manage the full Cards technology stack and roadmap.
• Drive transformation from legacy systems to API-based microservices.
• Lead a multi-disciplinary engineering team for delivering projects.

Skills

Knowledge of cards issuing and authorization

Engineering background in Java and APIs

Experience with high-throughput platforms

Familiarity with DevSecOps and cloud principles

Strong stakeholder management

Excellent communication and decision-making

Tools

Java

Spring Boot

Kubernetes/OpenShift

Job description

Who We Are

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future‑ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future‑ready career.

Your Opportunity Starts Here.

Role Purpose

Lead the end-to-end technology delivery and platform ownership for all Cards systems — covering card issuing, authorization, switching, clearing & settlement, disputes, and card servicing.

The role ensures resilient operations, regulatory compliance, business growth enablement, and modernization of platforms.

It also requires strong regional stakeholder management and effective vendor governance to align priorities across countries and external partners.

Key Responsibilities

Technology & Delivery

• Own and manage the full Cards technology stack and roadmap.
• Deliver features, compliance changes, and modernization initiatives on time.
• Ensure performance, scalability, and seamless integration with Core Banking, Channels, Fraud, and Schemes.

Architecture & Modernization

• Drive transformation from legacy systems to API‑based microservices.
• Align to Group target‑state architecture and engineering standards.

Platform Reliability & Risk

• Maintain 24/7 availability for authorization and switching.
• Ensure PCI‑DSS compliance and adherence to BNM/MAS regulations.
• Lead incident response, RCA, and continuous improvement.
• Strengthen cybersecurity and fraud mitigation controls.

Stakeholder & Vendor Management

• Engage and align stakeholders across Malaysia, Singapore, and regional teams on priorities, delivery, and risk topics.
• Manage vendors, scheme partners (Visa/Mastercard/AMEX), and technology providers, ensuring contract performance and service quality.
• Represent Cards Engineering in cross‑market governance, planning, and delivery forums.

People Leadership

• Lead a multi‑disciplinary engineering team (backend, API, QA).
• Build deep domain expertise in authorization, schemes, settlement, and disputes.
• Drive engineering excellence, continuous learning, and talent development.

Required Skills & Experience

Technical

• Strong knowledge of cards issuing, authorization, interchange, scheme interfaces, settlement, and rewards.
• Engineering background in Java, Spring Boot, APIs, microservices, and payment systems.
• Experience with high‑throughput, low‑latency platforms.
• Familiarity with DevSecOps, Kubernetes/OpenShift, and cloud architecture principles.

Domain & Regulatory

• Understanding of PCI‑DSS, card scheme mandates, and BNM/MAS guidelines.
• Experience with scheme certification and compliance cycles.

Leadership & Collaboration

• Proven ability to lead engineering teams and deliver complex transformation programs.
• Strong regional stakeholder management, including cross‑country alignment and influence without authority.
• Solid vendor management skills — negotiation, contract governance, and service performance management.
• Excellent communication, prioritization, and decision‑making.

Success Measures (KPIs)

• Reliability: Authorization uptime, switching uptime, latency performance.
• Delivery: Roadmap completion, automation coverage, defect leakage.
• Risk & Compliance: PCI‑DSS outcomes, MTTR, incident recurrence.
• Business Impact: Faster product launches, improved fraud controls, customer satisfaction.
• Regional & Vendor Effectiveness: Stakeholder alignment, vendor SLA adherence, scheme certification success.

What We Offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry‑leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.