Senior Relationship Manager, CBBC

RHB Bank Berhad; Subang Jaya; On-site; MYR 120,000 - 180,000; Full time

Job summary

RHB Bank Berhad is seeking a relation-focused Middle Market/SME Credit professional in Malaysia. You will maintain and deepen a core portfolio of 30 SME clients and actively drive new sales through acquisition of new customers and new loans to existing clients.

You will work with product specialists to tailor offerings, assess credit applications, and deliver Letters of Offer while ensuring timely customer service and adherence to credit requirements.

Qualifications

• Bachelor's degree or equivalent required.
• Minimum 3 years of credit experience including credit risk management and credit processing/evaluation.
• Strong credit writing and analytical skills.

Responsibilities

• Maintain and deepen relationships with a core portfolio of 30 Middle Market/SME clients.
• Drive primary sales through new Middle Market/SME acquisitions and new loans to existing clients.
• Prepare credit proposals with Account Managers and deliver Letters of Offer.

Skills

Networking

Market knowledge

Financial analysis

Sales

Proactive

Energetic

Business acumen

Education

Bachelor's degree in Finance/Accountancy/Banking

Job description

Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients. Actively drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients. Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs. Monitor overall customer experience and per-empt or address any process lapses or delays in TAT. Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget. Provide the qualitative credit assessment for each application. Work closely with Account Managers to prepare credit proposals. Vet, sign and deliver Letters of Offer.

Job Requirements

Candidate must possess at least a Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent. Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal is required for this position. Possess strong credit writing and analytical skills. Required skill(s): Networking, Market knowledge, Financial Analysis, Sales, Proactive, Energetic, Result Oriented and Possess good business acumen.

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars – RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.