Senior Payments & Cards Lead - ATM & Digital Payments

Tata Consultancy Services

Kuala Lumpur

On-site

MYR 180,000 - 320,000

Full time

14 days+

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Job summary

Tata Consultancy Services in APAC is seeking a Senior Payments & Cards Product Specialist to lead end-to-end delivery of card payment projects across ATM terminals, EFT switching, card issuing and acquiring, and digital payments.

The role requires 8+ years in payments domains, deep knowledge of ISO 8583, EMV, PCI-DSS, and strong collaboration with VISA/Mastercard, banks, and technology teams to drive secure, scalable payment solutions.

Qualifications

8+ years of experience in Payments, Cards, ATM, or Switching domains.
Strong hands-on experience in Card Issuing and Acquiring.
Experience with ISO8583 messaging and transaction processing.
Experience with ATM terminals and EFT switching platforms.
Knowledge of VISA, Mastercard, UPI, and payment scheme compliance.

Responsibilities

Lead project delivery for ATM terminals, ATM switching, debit cards, and payment systems.
Manage project scope, timelines, budgets, risks, and stakeholder expectations.
Drive implementation and integration of card issuing and acquiring solutions.
Work with VISA, Mastercard, UPI, and national payment schemes.
Manage and support ATM terminal deployments including NCR, Diebold, and GRG devices.
Ensure compliance with ISO8583, EMV, PCI-DSS, PA-DSS, and card scheme standards.
Design and integrate APIs, web services, back-office systems, and payment platforms.
Work with HSM technologies, encryption, key management, and cryptographic protocols.
Perform requirement analysis, solution design, impact assessment, cost estimation, and project planning.
Collaborate with business, operations, vendors, and technology teams to deliver innovative payment solutions.