Senior Financial Crime Investigation Analyst

YTL Digital Bank Berhad; Kuala Lumpur; Sur place; MYR 90 000 - 130 000; Plein temps

Résumé du poste

YTL Digital Bank Berhad is seeking a Level 2 FRAML Analyst to conduct in-depth investigations of escalated fraud and AML cases. You will assess risks, document findings, and escalate or close cases in line with INSAR requirements and internal policies.

The role requires 2–5 years in AML or fraud investigations, strong regulatory knowledge, robust data analysis, and the ability to handle multiple high-priority cases under tight SLAs in a fast-paced environment.

Qualifications

• Bachelor’s degree in any discipline.
• 2–5 years of AML investigations, fraud investigations, or financial crime experience.
• Strong understanding of AML/CFT regulations, fraud typologies, and transaction monitoring concepts.
• Experience in handling complex investigations, including account link analysis and behavioural pattern detection.
• Familiarity with INSAR reporting processes and regulatory expectations.
• Ability to perform deep-dive analysis on large and complex datasets.
• Strong investigative mindset with excellent critical thinking and attention to detail.
• Experience in handling customer RFIs and drafting clear, concise investigation narratives.
• Good written and verbal communication skills, with the ability to articulate findings clearly.
• Ability to work independently while managing multiple high-priority cases under tight SLAs.
• High level of integrity, professionalism, and ability to handle sensitive and confidential information.
• Willingness to work in a fast-paced financial crime operations environment.
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Responsabilités

• Conduct in-depth investigations on escalated fraud and AML cases from Level 1 screening.
• Perform detailed analysis of complex transaction patterns, account linkages, and customer behaviours, including raising RFIs to customers when necessary.
• Assess and validate suspicious activity indicators to determine risk severity and typology.
• Prepare investigation reports with a clear rationale for escalation, closure, or filing of INSAR, and recommend and initiate appropriate actions, including account restrictions, enhanced monitoring, or further case escalation.
• Liaise with internal stakeholders (AML Compliance, Risk, Legal, and Business Units) for case resolution.
• Handle special investigative requests such as law enforcement support.
• Identify emerging fraud/AML trends and contribute to rule tuning and scenario enhancements.
• Ensure strict adherence to SOPs, regulatory requirements, and internal governance standards.
• Maintain high-quality documentation to support audit and regulatory reviews.

Connaissances

AML investigations

Fraud investigations

Regulatory knowledge

Data analysis

Communication

Formation

Bachelor's degree

Description du poste

YTL Digital Bank Berhad is seeking a Level 2 FRAML Analyst to conduct in-depth investigations of escalated fraud and AML cases. You will assess risks, document findings, and escalate or close cases in line with INSAR requirements and internal policies.

The role requires 2–5 years in AML or fraud investigations, strong regulatory knowledge, robust data analysis, and the ability to handle multiple high-priority cases under tight SLAs in a fast-paced environment.