Senior AML Risk Advisor (2LoD Specialist)

YTL Sea Digital Bank Project; Kuala Lumpur; On-site; MYR 180,000 - 260,000; Full time

Job summary

YTL Sea Digital Bank Project in Malaysia seeks an experienced AML Risk Advisory Specialist to act as a core 2LoD expert in guiding risk-based AML/CFT, CPF, and TFS controls. You will assess high-risk profiles and advise business lines on effective mitigations, reporting to the Financial Crime Risk Lead and CRO.

The role encompasses risk assessments, sanctions screening analytics, product onboarding reviews, and governance activities, with a focus on regulatory compliance and ongoing training.

Qualifications

• Bachelor’s degree in risk-related field.
• 10+ years of specialized financial crime experience in AML/CFT.
• Deep understanding of AMLA and BNM policy documents.

Responsibilities

• Provide risk-based AML/CFT guidance to business units.
• Analyze sanctions, adverse media, and complex escalations.
• Review new product AML/CFT risks and third-party due diligence.
• Support regulatory liaison and testing programs.
• Produce risk insights for EWRA and risk committees.
• Support policy updates aligned with BNM and FATF standards.
• Deliver AML risk training to frontline operations.

Skills

Analytical Skills

Stakeholder Management

Regulatory Knowledge

Education

Bachelor’s degree in Risk Management, Law, Finance, Accounting, or related discipline

Job description

YTL Sea Digital Bank Project in Malaysia seeks an experienced AML Risk Advisory Specialist to act as a core 2LoD expert in guiding risk-based AML/CFT, CPF, and TFS controls. You will assess high-risk profiles and advise business lines on effective mitigations, reporting to the Financial Crime Risk Lead and CRO.

The role encompasses risk assessments, sanctions screening analytics, product onboarding reviews, and governance activities, with a focus on regulatory compliance and ongoing training.