Senior AML & Fraud Investigations Analyst

YTL Digital Bank Berhad (Registration No. 202201037182 (1482879-P); Kuala Lumpur; Presencial; MYR 70 000 - 120 000; Tempo integral

Resumo da oferta

Ryt Bank in Kuala Lumpur seeks a Level 2 FRAML Analyst to advance investigations of escalated fraud and AML cases. You will assess risk, draft clear narratives, and decide on actions in line with regulations and internal policies.

You will prepare investigation reports, escalate or close cases, and coordinate with AML Compliance, Risk, Legal, and Business Units. The role requires 2–5 years of AML/fraud experience and strong analytical and communication skills.

Qualificações

• Bachelor's degree in any discipline.
• 2-5 years of experience in AML investigations, fraud investigations, or financial crime compliance.
• Strong understanding of AML/CFT regulations, fraud typologies, and transaction monitoring concepts.
• Experience handling complex investigations, including account link analysis and behavioural pattern detection.
• Familiarity with INSAR reporting processes and regulatory expectations.
• Ability to perform deep-dive analysis on large and complex datasets.
• Strong investigative mindset with excellent critical thinking and attention to detail.
• Experience handling customer RFIs and drafting clear, concise investigation narratives.
• Good written and verbal communication skills, with the ability to articulate findings clearly.
• Ability to work independently while managing multiple high-priority cases under tight SLAs.
• High level of integrity, professionalism, and ability to handle sensitive and confidential information.
• Willingness to work in a fast-paced financial crime operations environment.

Responsabilidades

• Conduct in-depth investigations on escalated fraud and AML cases from Level 1 screening.
• Perform detailed analysis of complex transaction patterns, account linkages, and customer behaviours, including RFIs.
• Assess and validate suspicious activity indicators to determine risk severity and typology.
• Prepare investigation reports with a clear rationale for escalation, closure, or INSAR filing; recommend actions.
• Liaise with AML Compliance, Risk, Legal, and Business Units for case resolution.
• Handle special investigative requests such as law enforcement support.
• Identify emerging fraud/AML trends and contribute to rule tuning and scenario enhancements.
• Ensure strict adherence to SOPs, regulatory requirements, and internal governance standards.
• Maintain high-quality documentation to support audit and regulatory reviews.

Conhecimentos

AML investigations

Fraud investigations

Attention to detail

Analytical thinking

Communication skills

Independent work

Case management

Formação académica

Bachelor's degree

Descrição da oferta de emprego

Ryt Bank in Kuala Lumpur seeks a Level 2 FRAML Analyst to advance investigations of escalated fraud and AML cases. You will assess risk, draft clear narratives, and decide on actions in line with regulations and internal policies.

You will prepare investigation reports, escalate or close cases, and coordinate with AML Compliance, Risk, Legal, and Business Units. The role requires 2–5 years of AML/fraud experience and strong analytical and communication skills.