Senior Executive - Fire & Miscellaneous Underwriting

MSIG Malaysia; Kuala Lumpur; Hybrid; MYR 60,000 - 90,000; Full time

Benefits offered by this job

Medical support

Education support

Dental and Vision

Insurance coverage

Housing loan interest subsidy

Hybrid workplace

Birthday leave

Long service award

Company annual dinner

Sport club

Job summary

MSIG Malaysia is seeking an underwriting professional to perform and support profitable Fire & Miscellaneous underwriting, aligning with service standards and core values. The role involves risk assessment, policy wording reviews, surveys, and collaboration with risk, claims and business units to drive profitable growth.

The candidate should have a degree or relevant insurance qualifications, with AMII an added advantage, and strong communication, analytical and planning skills, plus a

Qualifications

• Degree holder or relevant insurance qualifications.
• AMII qualification is an added advantage.

Responsibilities

• Assess technical underwriting, policy wording, survey needs and risk improvements for Fire & Miscellaneous classes.
• Provide professional advice and support to Business Units and Branch personnel on underwriting management.
• Collaborate with Risk Survey, Claims and BU teams to review reports, loss ratios and trends, with risk improvement recommendations.
• Review underwriting guidelines periodically and assist market research to formulate profitable products.
• Support internal controls and compliance with policies, governance and regulatory requirements.

Skills

Communication skills

Analytical thinking

Planning & org

Proactive

Customer focus

Education

Degree holder / insurance qualification

AMII qualification

Job description

Perform and support the operations and activities in ensuring the profitability of the Fire & Miscellaneous Portfolio. Render high-quality underwriting services in line with the Company's service standards, core values, and quality objectives to support sustainable business growth.

Responsibilities

• Assess all aspects of technical underwriting, policy wording reviews, survey requirements, and risk improvements, including risk referral approval recommendations for all new and renewal Fire & Miscellaneous classes of insurance.
• Assist in providing professional advice, guidance, and support to Business Units and Branch personnel in all aspects of Fire & Miscellaneous underwriting management and operations.
• Work closely with the Risk Survey Department, Claims Department, and Business Units to evaluate survey reports, adjuster reports, loss ratios, and claims trends, and provide recommendations on risk improvement measures whenever possible.
• Assist in reviewing underwriting guidelines periodically for continuous improvement and adaptation to market changes, and assist in performing market research and development for Fire & Miscellaneous insurance by analyzing market needs and formulating profitable and marketable products.
• Support the department's internal controls and ensure compliance with the Company's policies and procedures, corporate governance, and related legal and regulatory requirements, while supporting departmental administrative systems, procedures, work processes, and other ad hoc duties as required.

Qualifications

• Degree holder or possess relevant insurance qualifications.
• AMII qualification is an added advantage.

Required Skills

• Good written and spoken communication skills.
• Analytical and creative thinking skills.
• Good planning and organizational skills.
• Proactive in carrying out job responsibilities.
• Customer-focused and results-oriented.

What We Offers

• Medical, Education Support, Dental Vision, Insurance Coverage, Car and Housing Loan Interest Subsidy, Hybrid Workplace (depends to nature of role), Birthday Leave, Long Service Award, Company Annual Dinner, Sport Club.