Senior Data Scientist, Credit Risk & Modeling

Funding Societies | Modalku; Kuala Lumpur; On-site; MYR 180,000 - 260,000; Full time

Benefits offered by this job

Health insurance coverage for员工 and/依?

Company laptop

Flexible paid vacations

Well-being coaching

Flexible working arrangements

Job summary

Funding Societies | Modalku is seeking a Senior Data Scientist to join our fintech team in Kuala Lumpur. You will analyse complex datasets, develop predictive models, and provide insights that drive strategic business decisions.

You will design and deploy models for credit scoring, risk profiling, and fraud detection, while ensuring governance and regulatory alignment. The role emphasizes collaboration, mentorship, and delivering measurable impact.

Qualifications

• 5+ years of data science experience, preferably within fintech or financial services.
• Proven experience deploying machine learning models in production.
• Strong background in statistical analysis and machine learning.
• Expertise in credit modelling and risk management is an added advantage.
• Experience navigating formal model governance processes (documentation, committee review) in a regulated environment.

Responsibilities

• Design, build, and productionise machine learning models for credit scoring, risk profiling, fraud detection, and customer segmentation.
• Prepare and maintain model documentation and drive models through internal review and sign-off before deployment.
• Perform deep-dive analyses to uncover trends and actionable insights, translating findings into data-driven narratives.
• Build and maintain scalable model pipelines and infrastructure for end-to-end lifecycle (training, validation, deployment, monitoring).
• Mentor junior data scientists and analysts and lead high-impact data science initiatives.

Skills

Data science

Machine learning

Statistics

Credit modelling

Model governance

Data visualization

Python

SQL

Tools

Python

SQL

Job description

Funding Societies | Modalku is seeking a Senior Data Scientist to join our fintech team in Kuala Lumpur. You will analyse complex datasets, develop predictive models, and provide insights that drive strategic business decisions.

You will design and deploy models for credit scoring, risk profiling, and fraud detection, while ensuring governance and regulatory alignment. The role emphasizes collaboration, mentorship, and delivering measurable impact.