Senior Credit & Relationship Analyst

Maybank Investment Banking Group; George Town; On-site; MYR 60,000 - 90,000; Full time

Job summary

Maybank Investment Banking Group seeks a credit professional to understand clients’ financing requirements, perform detailed analysis, and structure financing terms to support high-quality loan growth.

You will engage with clients, prepare proposals, drive the approval process with risk committees, and act as the one-stop contact for relationship management while cross-selling GB products. You will collaborate with internal stakeholders to support primary syndication strategy.

Qualifications

• Strong analytical skills with good grasp of financial analysis.
• Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
• Good knowledge of credit risk assessment and financial analysis.

Responsibilities

• Understand clients’ financing requirements, perform detailed analysis and evaluation, structure detailed financing terms and ensure credit papers produced are of high quality to achieve high quality of loan growth to ensure capital efficiency and minimize Gross Impaired Loan Ratio (GILR).
• Prepare proposal and/or detailed terms sheet for pitching and negotiation with clients. Drive approval process including syndication with credit risk and presentation in GMCC / CRC / Board. Identify business opportunities and cross sell GB products as Business Origination.
• Understand clients’ business plans and strategies forward, and be familiar with clients’ organization structure, key management and decision making process.
• Accountable for detailed account planning by analyzing and evaluating product applications / relevance to client’s business plans/requirements and discuss accordingly with Associate Director.
• Act as one-stop contact point for clients relationship management.
• Establish and develop business relationship with existing clients and new clients.
• Pre-deal engagement with internal stakeholders on primary syndication strategy.

Skills

Analytical skills

Interpersonal skills

Written communication

Credit risk assessment

Education

Bachelor’s Degree in Business Finance, Banking or Accounting, Engineering, Science or Mathematics

Job description

Maybank Investment Banking Group seeks a credit professional to understand clients’ financing requirements, perform detailed analysis, and structure financing terms to support high-quality loan growth.

You will engage with clients, prepare proposals, drive the approval process with risk committees, and act as the one-stop contact for relationship management while cross-selling GB products. You will collaborate with internal stakeholders to support primary syndication strategy.