Senior Credit Decisioning & Underwriting Lead

AmBank Group; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Job summary

AmBank Group is seeking a Manager, Credit Evaluation & Decisioning in Malaysia. The role focuses on assessing credit applications, identifying risks, and making recommendations for approval.

You will manage underwriting standards, apply grading within limits, ensure policy compliance, and work with Sales to expedite decisions. Ideal candidates hold a Bachelor’s in Finance/Accounting/Economics, CCP qualification preferred, and have 8+ years in banking with SME/Commercial credit experience.

Qualifications

• Bachelor’s degree or professional qualification in finance or accounting.
• CCP qualification preferred or equivalent.
• Minimum 8 years in banking with at least 5 years in SME/Commercial credit.

Responsibilities

• Assess credit applications and identify risks.
• Maintain underwriting standards and quality.
• Apply the credit program grading within limits.
• Ensure compliance with policies and guidelines.
• Highlight needed policy improvements to leadership.
• Conduct joint calls with Sales as needed.
• Ensure timely completion of credit assessments.

Skills

Credit assessment

Risk evaluation

Lending practices

Decisioning process

Education

Bachelor’s Degree in Finance/Accounting/Economics

CPA/ACCA/CIMA or CCP (preferred)

Job description

AmBank Group is seeking a Manager, Credit Evaluation & Decisioning in Malaysia. The role focuses on assessing credit applications, identifying risks, and making recommendations for approval.

You will manage underwriting standards, apply grading within limits, ensure policy compliance, and work with Sales to expedite decisions. Ideal candidates hold a Bachelor’s in Finance/Accounting/Economics, CCP qualification preferred, and have 8+ years in banking with SME/Commercial credit experience.