Regional Credit Risk Lead, Consumer Lending

Financial Services; Selangor; On-site; MYR 120,000 - 180,000; Full time

Job summary

Grab Financial Group in Malaysia is seeking an Assistant Manager, Regional Credit Risk, Consumer Lending to shape risk strategies for BNPL across Southeast Asia. You will join the core risk team building underwriting, portfolio management, and reporting frameworks.

Based onsite in Petaling Jaya, you will partner with country risk teams and product stakeholders to implement analytics-driven credit policies, monitor risk, and advise on pricing and regulatory compliance.

Qualifications

• Optimize underwriting and portfolio management risk policies through use of analytics and strategies for consumer portfolios
• Understand, implement, and promote best lending practices across countries, ensuring integration with acquisition and portfolio management
• Continuously monitor portfolio risk reports, leveraging them to pinpoint and capitalize on opportunities for enhancing credit program efficiency
• Regularly provide ad-hoc credit risk evaluations and advisory to Regional teams, Group Risk Head, and other key stakeholders
• Assist in product and credit program development, reviewing risk parameters and ensuring regulatory compliance
• Drive business agenda with potential partners, ensuring optimal risk and profitability economics

Responsibilities

• Optimize underwriting and portfolio management risk policies through use of analytics and strategies for consumer portfolios
• Understand, implement, and promote best lending practices across countries, ensuring integration with acquisition and portfolio management
• Continuously monitor portfolio risk reports, leveraging them to pinpoint and capitalize on opportunities for enhancing credit program efficiency
• Regularly provide ad-hoc credit risk evaluations and advisory to Regional teams, Group Risk Head, and other key stakeholders
• Assist in product and credit program development, reviewing risk parameters and ensuring regulatory compliance
• Drive business agenda with potential partners, ensuring optimal risk and profitability economics

Job description

Grab Financial Group in Malaysia is seeking an Assistant Manager, Regional Credit Risk, Consumer Lending to shape risk strategies for BNPL across Southeast Asia. You will join the core risk team building underwriting, portfolio management, and reporting frameworks.

Based onsite in Petaling Jaya, you will partner with country risk teams and product stakeholders to implement analytics-driven credit policies, monitor risk, and advise on pricing and regulatory compliance.