Portfolio Manager

MBSB Bank Berhad; Selangor; On-site; MYR 120,000 - 180,000; Full time

Job summary

MBSB Bank Berhad is seeking a capable Senior Commercial Banking Reviewer to oversee SME/Commercial relationships across Malaysia. You will lead the Business Banking review team and coordinate with Relationship Managers to ensure timely, compliant credit reviews.

The role requires a minimum of 6 years in credit and banking, strong communication, and the ability to present and write professionally. Based in Selangor, Malaysia, the position focuses on relationship management and risk mitigation.

Qualifications

• Strong interpersonal and communication abilities.
• Ability to present clearly and write concise reports.
• Professional demeanor with client-facing experience.

Responsibilities

• Lead and supervise the Business Banking review team.
• Perform periodical reviews of the financing portfolio within required TAT.
• Highlight non-compliance and justify root cause; propose actions.
• Recommend mitigation plans for non-compliance.
• Canvass visits to customers' premises for reviews and verifications.
• Coordinate with Relationship Managers to sustain profitable banker‑customer relationships.
• Present credit annual reviews at GMICC/GBICC (team lead).
• Aim to retain high‑quality customers and exit sub‑standard relationships.
• Keep abreast of industry trends to create business opportunities.
• Ensure compliance with service standards and guidelines.
• Take on additional duties as assigned by Business Heads.

Skills

Communication skills

Presentation

Writing

Education

Bachelor's degree in business or related field

Job description

Jora Malaysia will close on 9th September 2026. Thank you for being with us, we are cheering you on as you continue your career journey.

Responsible in reviewing and managing the relationships with SME / Commercial customers all over Malaysia and to assist Business Heads of Commercial Banking.

Key Responsibilities

• Leading and supervising Business Banking review team. (only applicable for team leader)
• Perform periodical reviews of the financing portfolio, including annual and interim reviews, watchlist reviews, and financial reviews, within the required TAT/timeframe. Approval must be obtained before the review expiry date.
• Reviews are conducted during the designated review period and include operational variation requests and to confirm that all CPs and subsequent conditions are met. To highlight on any non-compliance and to identify/justify the cause and effect of the non-compliances.
• To recommend mitigation/action plan of the non-compliance.
• Reviews shall not include request for additional financing. RM to assess the request as it requires their credit assessment to establish viability of the new/additional financing
• Performing visits to customers’ business premises / other place of business / project sites for the purpose of review / periodical credit monitoring / credit verifications / banker-customer relationship maintenance / recovery. Thereafter, Call Reports are to be prepared to reflect the purpose and details of the visits.
• Working closely with Relationship Managers to ensure profitable customer-banker relationships. Liaising closely with Risk Management Department to ensure good quality of financing annual review submissions for timely deliberation at GMICC/GBICC.
• Presenting the credit annual review at GMICC/GBICC (only applicable for team leader)
• Undertaking necessary efforts to retain high quality customers and to exit the relationship with the sub-standard ones.
• Keeping abreast of the industry and business / economic cycle for the purpose of creating business opportunities and enhancing banker-customer relationship.
• Ensuring full-compliance with prescribed level of service standards and relevant guidelines
• Undertaking any other duties as may be assigned by the Business Heads from time to time.

Qualifications

• Minimum Bachelor’s degree in business or any related field

Experience

• Min 6 years and above of relevant experience
• Having adequate knowledge in credit and banking products
• Good communication skills, presentation and writing
• Having positive attitude and professional manner