Personal Loan Credit Evaluation Executive

Hong Leong Bank; Kuala Lumpur; On-site; MYR 89,000 - 156,000; Full time

Job summary

Hong Leong Bank in Kuala Lumpur is seeking a credit-focused professional to join our loan approval team. You will evaluate, recommend and approve loans within assigned limits, supporting sales with sound credit judgment and timely decisions.

You will also assess loan requests beyond your authority, resolve credit disagreements with sales colleagues, and assist the Team Leader in reducing turnaround times across regions. A Malaysian citizen with a relevant bachelor's degree is required.

Qualifications

• Malaysian citizen is required for this role.
• Bachelor's degree in Banking, Economics, Finance, Accountancy or Business Studies or equivalent.

Responsibilities

• Evaluate, recommend and approve loans within lending limits.
• Evaluate and approve loans beyond authority.
• Manage disagreements on credit decisions with sales personnel.
• Assist Team Leader in managing approval turnaround time for the regions.

Skills

Credit evaluation

Loan approval

Credit decisions

Dispute resolution

Education

Bachelor's degree in Banking

Bachelor's degree in Economics

Bachelor's degree in Finance

Bachelor's degree in Accountancy

Bachelor's degree in Business Studies

Equivalent qualification

Job description

If you are looking to excel and make a difference, take a closer look at us…Job responsibilities:To evaluate, recommend and approve loans with lending limits for the respective assigned regions.To evaluate and recommend loans for approval beyond their authority.To manage disagreements on credit decisions with sales personnel.To assist the Team Leader in managing approval turnaround time for their respective regions.Job Requirements:Malaysian CitizenBachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent.About Hong Leong BankWe are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.Realise your full potential at Hong Leong Bank by applying now.