Personal Financial Services Credit Graduate Trainee (September 2026 Intake)

HLB; Kuala Lumpur; On-site; MYR 30,000 - 54,000; Full time

Job summary

Hong Leong Bank invites fresh graduates to join the Graduate Trainee Programme – PFS Credit, designed to develop future leaders in Consumer Credit. You will gain exposure to Credit Evaluation, Credit Administration, and Collections while rotating through structured learning and job attachments.

The program emphasizes delivering results with humility, ownership, and teamwork. Eligibility includes CGPA 3.2+ and less than 1 year of work experience, with opportunities to fast track your career

Qualifications

• Fresh graduates with a CGPA of 3.2 and above

Responsibilities

• Structured Learning and Job Attachment in PFS Credit (Credit Evaluation, Credit Administration, Collections)
• Exposure to industry-leading credit management standards
• Opportunity to fast track career within Personal Financial Services Credit

Skills

Leadership

Results-driven

Ownership

Teamwork

Education

CGPA 3.2+ (Fresh graduates)

Job description

If you are looking to excel and make a difference, take a closer look at us…

Be a part of the Hong Leong family by applying for the Graduate Trainee Programme – PFS Credit

Programme Overview

The PFS Credit GT Program is a structured program aimed to develop young leaders, and to create a talent pool in one of the most pivotal areas of our business – PFS Credit (Consumer Credit). You will be provided with the right exposure and given the opportunity to learn the importance of effective management of credit evaluation and collections; adopt and maintain industry-leading standards across the business and functions.

What’s in it for you

• Benefit from a strong culture of collaboration by learning from leaders and subject matter experts to drive change and impact in banking

• Opportunity to fast track your career in Personal Financial Services Credit!

Program Structure:

• You will go through Structured Learning and Job Attachment. You will be equipped with knowledge, skills and hands‑on experience in job functions related to PFS Credit ( E.g. Credit Evaluation, Credit Administration, Collection & Fraud Department)

Duration:

• 12 months

Eligibility:

• Fresh graduates with a CGPA of 3.2 and above, or its equivalent;

• Candidates with less than 1 year working experience

• Other factors for consideration during interview process include examples of

• Driving for results

• Consistency in performance

• Seeking win‑win relationships

• Demonstrating courage and humility

• Taking ownership and make things happen

• Leadership demonstrated through extra‑curricular activities

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital‑at‑the‑Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve ourmission of infusing diversity in thinking and skillsets into ourorganisation.Candidatesare assessed based on merit and potential, in line with our mission to attract and recruit the best talent available.Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life‑long learning, achieve their career aspirations and grow talent from within our organisation.