Insurance specialist

Private Advertiser; Kuching; On-site; MYR 33,000 - 67,000; Full time

Job summary

Private Advertiser in Malaysia seeks an insurance adviser to grow the client base in Kuching. You will source prospects through referrals, networking, social media and events, arranging meetings to understand needs.

You will conduct financial needs analysis, recommend takaful solutions, explain terms, and present proposals. Maintain client relationships and provide ongoing servicing.

Qualifications

• Strong networking and prospecting abilities.
• Excellent communication and interpersonal skills.
• Ability to build and maintain client relationships.
• Ability to perform basic financial needs analysis.

Responsibilities

• Find potential clients via referrals, networking, social media, events, and existing contacts.
• Arrange appointments and conduct fact finding.
• Understand income, expenses, debts, family responsibilities and financial goals.
• Identify protection gaps such as life, medical, critical illnesses, accident and income protection.
• Recommend insurance/takaful solutions based on needs and budget.
• Explain benefits, exclusions, premiums, coverage terms and policy conditions.
• Present proposals to clients, answer questions and handle objections.
• Help clients make informed decisions and complete the application.
• Assist clients with policy servicing, changes, payment issues and documentation.
• Maintain good relationships with clients.

Skills

Networking

Communication

Client relationships

Financial needs analysis

Job description

Find potential clients through referrals,networking,social media, events, existing contacts,etc,

Arrange appointments and conduct fact finding

2)Financial needs analysis:

Understand the clients’ income ,expenses,debts,family responsibilities and financial goals,

Identify protection gaps such as life,medical ,critical illnesses,accident and income protection .

3)Insurance planning :

Recommend suitable insurance/ takaful solutions based on the clients’ needs and budget

Explain benefits,exclusions, premiums,coverage terms and policy conditions

4)presentation and closing :

Present proposals to clients,

Answer questions and handling objections

Helped client make an informed decision and complete the application

Assist clients with policy servicing,changes,payment issues and documentation

Maintain good relationship with clients .