Holistic Wealth Advisor

RHB Group; Perak; On-site; MYR 50,000 - 80,000; Full time

Job summary

RHB Bank Berhad seeks a Personal Financial Consultant to build and nurture client relationships, offering tailored banking and investment solutions to help individuals achieve their financial goals.

You will conduct needs analyses, develop personalized financial plans, and advise on a range of products while meeting sales targets and maintaining compliant client records.

Qualifications

• Bachelor's degree in Finance, Banking, Business Administration, Economics, or related field.
• 2–3 years of experience in financial services, client-facing preferred.
• Certifications such as FIMM, PCE or CUTE are advantageous.
• Strong knowledge of financial products and wealth management.

Responsibilities

• Identify and engage with potential and existing clients to understand financial needs.
• Conduct financial needs analyses including risk tolerance and horizons.
• Develop personalized financial plans covering savings, investments, retirement, and wealth management.
• Advise on deposits, loans, unit trusts, insurance, and other investments.
• Meet sales targets and KPIs for product penetration and client acquisition.
• Review client portfolios regularly to reflect changing circumstances.
• Maintain up-to-date client records and comply with regulations.
• Stay informed on market trends and new product offerings.
• Collaborate with other departments for seamless client experience.
• Participate in ongoing training to enhance advisory skills.

Skills

Client relationship management

Sales ability

Communication skills

Financial analysis

Product knowledge

Team collaboration

Education

Bachelor's degree in Finance/Banking/Business

Certifications like FIMM/PCE/CUTE

Tools

MS Office

CRM systems

Job description

Job Description

Here's a job description for a Personal Financial Consultant at RHB Bank Berhad:

Job Description

Here's a job description for a Personal Financial Consultant at RHB Bank Berhad:

Personal Financial Consultant

Company:** RHB Bank Berhad

Job Summary

The Personal Financial Consultant at RHB Bank Berhad is responsible for building and nurturing client relationships, providing expert financial advice, and offering tailored banking and investment solutions to help individuals achieve their financial goals.

Job Responsibilities

• Proactively identify and engage with potential and existing clients to understand their financial needs and objectives.
• Conduct comprehensive financial needs analysis, including assessing risk tolerance, investment horizons, and financial aspirations.
• Develop and present personalized financial plans and recommendations covering areas such as savings, investments, insurance, retirement planning, and wealth management.
• Advise clients on a range of RHB Bank's products and services, including deposits, loans, unit trusts, insurance products, and other investment instruments.
• Achieve individual and team sales targets and key performance indicators (KPIs) for product penetration and client acquisition.
• Regularly review and update client portfolios to ensure alignment with their evolving financial situation and market conditions.
• Maintain accurate and up-to-date client records and comply with all regulatory requirements and internal policies.
• Stay informed about market trends, economic conditions, and new product offerings to provide relevant and timely advice.
• Collaborate with other departments within RHB Bank to ensure a seamless client experience and cross-selling opportunities.
• Participate in ongoing training and development programs to enhance product knowledge and advisory skills.
  
  

Job Qualifications

• Bachelor's degree in Finance, Banking, Business Administration, Economics, or a related field.
• Minimum of 2-3 years of experience in financial services, preferably in a client-facing role such as financial advisory, wealth management, or retail banking.
• Possession of relevant industry certifications (e.g., FIMM, PCE, CUTE) is highly advantageous.
• Strong understanding of financial products, investment principles, and wealth management strategies.
• Excellent communication, interpersonal, and presentation skills with the ability to build rapport and trust with clients.
• Demonstrated sales acumen with a proven track record of achieving targets.
• Ability to work independently and as part of a team in a fast-paced environment.
• Strong analytical and problem-solving skills.
• High level of integrity and commitment to ethical conduct.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
• Fluency in English and Bahasa Malaysia is required; proficiency in other local languages is an added advantage.