Head of Debt Financing

Pitchin; Kuala Lumpur; On-site; MYR 300,000 - 480,000; Full time

Benefits offered by this job

Career growth opportunities

Regulatory-compliant fintech platform

Leadership role in a pioneering Finteh

Job summary

pitchIN seeks a dynamic Head of P2P Financing in Kuala Lumpur to lead the launch and growth of a regulated P2P lending platform. You will shape underwriting, risk management, and product strategy while ensuring regulatory alignment and stakeholder support.

You will build and guide a cross-functional team covering underwriting, customer service, marketing, and compliance, driving growth, profitability, and excellent borrower/lender experience in a rapidly evolving market.

Qualifications

• Bachelor’s degree or equivalent in business, finance, or related field.
• 3–5 years of experience in commercial lending, corporate banking, or related lending role, with at least 3 years in a leadership position.
• Deep knowledge of Malaysian financial regulatory landscape, especially in relation to P2P lending and capital markets.
• Proven track record in launching and scaling financial products or platforms.
• Strong leadership and people management skills to inspire cross-functional teams.
• Excellent strategic thinking, problem-solving, and decision-making abilities.
• Exceptional communication and stakeholder management skills.
• Desirable familiarity with digital platforms, data analytics, and fintech trends.

Responsibilities

• Develop underwriting and credit risk framework for commercial lending.
• Lead the design and execution of a new P2P lending platform aligned with regulatory requirements.
• Ensure robust risk management and governance structures.
• Oversee end-to-end platform development including tech, operations, and UX design.
• Build and manage a high-performing team across underwriting, customer service, marketing, and compliance.
• Cultivate relationships with regulators, financial institutions, investors, and partners.
• Monitor KPIs and drive continuous improvement for growth and profitability.
• Champion a customer-first culture with transparent, accessible lending services.

Skills

Leadership

Strategy

Regulatory

Credit Risk

Lending Expertise

Stakeholder Mgmt

Education

Bachelor’s degree in Business Administration, Finance, Economics, or related field

Job description

About Us

At pitchIN, we are pioneers in alternative financing, relentlessly pushing the boundaries of what’s possible. As Malaysia's leading equity crowdfunding platform, we have a proven track record of redefining investment landscapes and making opportunities more accessible for both investors and entrepreneurs. Our mission is to transform digital capital markets into a transparent and efficient hub.

As we embark on our journey to establish a regulated peer-to-peer (P2P) lending platform in Malaysia, we are seeking a dynamic and experienced Head of P2PFinancingto lead this new exciting venture. The successful candidate will play a pivotal role in building, launching, and scaling a compliant and customer-centric P2P lending business that aligns with regulatory standards and delivers exceptionalvalue to borrowers and lenders alike.

Role Responsibilities

1. Commercial Lending Expertise
   1. Develop a robust underwriting and credit risk assessment framework utilizing deep knowledge of commercial lending practises
2. Strategic Leadership:
   1. Develop and execute a comprehensive business strategy for our new P2P lending platform, ensuring alignment with organizational goals and regulatory requirements
   2. Identify market opportunities and design innovative lending products to address the needs of diverse customer segments.
3. Regulatory Compliance:
   1. Ensure full compliance with the Securities Commission Malaysia’s guidelines and other relevant regulations governing P2P lending activities
   2. Establish robust risk management and governance frameworks to safeguard the interests of stakeholders.
4. Operational Setup:
   1. Oversee the end-to-end development of the P2P lending platform, including technology infrastructure, operational processes, and user experience design
   2. Build and manage a high-performing team to support business operations, including underwriting, customer service, marketing, and compliance functions.
5. Partnership Development:
   1. Cultivate relationships with key stakeholders, including regulators, financial institutions, investors, and industry partners.
   2. Explore and secure strategic partnerships to enhance the platform’s capabilities and reach.
6. Performance Management:
   1. Monitor and analyze key performance indicators (KPIs) to ensure the platform’s growth, profitability, and customer satisfaction.
   2. Implement continuous improvement initiatives to enhance operational efficiency and market competitiveness.
7. Customer Advocacy:
   1. Foster a customer-first culture by delivering transparent, accessible, and user-friendly lending services
   2. Address customer feedback proactively to refine and improve the platform’s offerings.

Required Qualifications

a. Bachelor’s degree in Business Administration, Finance, Economics, or a related field

b. 3-5 years of experience in commercial lending, corporate banking or a related lending focused financial services role,with at least 3 years in a leadership role.

c. In-depth knowledge of the Malaysian financial regulatory landscape, particularly in relation to P2P lending and capital markets.

d. Proven track record in launching and scaling financial products or platforms.

e. Strong leadership and people management skills, with the ability to inspire and motivate cross-functional teams.

f. Excellent strategic thinking, problem-solving, and decision-making capabilities.

g. Exceptional communication and stakeholder management skills.

h. Familiarity with digital platforms, data analytics, and emerging fintech trends is highly desirable.

Why Join the pitchIN Team?

• Innovate and evolve in a pioneering financial technology environment.
• Collaborate with diverse, talented professionals driven by a passion for enhancing investment access.
• Be part of a company known for its integrity and transparency
• Expand your career with opportunities for continuous personal and professional growth.