Executive Credit Analyst: Risk, Cash Flow & Financing

Moneysave; Selangor; On-site; MYR 48,000 - 72,000; Full time

Job summary

Moneysave, based in Selangor, Malaysia, is seeking a Credit Analyst to assess finance applications from issuers and SMEs. You will prepare financial analyses, evaluate cash flow, and structure credit facilities in line with policy.

Applicants should have a Bachelor's in Accounting/Finance and at least 1 year of experience in credit assessment, with strong Excel skills and English communication. CFA/ACCA is a plus.

Qualifications

• Bachelor's degree in Accounting, Finance, or related discipline.
• Minimum 1 year of relevant experience in credit assessment for Corporate/Commercial SME financing.
• CFA/ACCA or equivalent adds advantage.
• CCR certificate adds advantage.
• Strong analytical and reporting skills.
• Proficient in English and MS Office applications.

Responsibilities

• Prepare financial spreadsheets and cash flow statements from Audited/Management accounts.
• Conduct credit risk assessments covering financial, industry, and management risk.
• Assess repayment capacity using debt service and cash flow analysis.
• Review and structure credit facilities for working capital, term loans, and financing.
• Prepare credit memos for Management approval and draft offers/security docs.

Skills

Credit risk analysis

Financial analysis

Communication & report writing

MS Office proficiency

Education

Bachelor's degree in Accounting/Finance

Tools

Microsoft Excel

PowerPoint

Job description

Moneysave, based in Selangor, Malaysia, is seeking a Credit Analyst to assess finance applications from issuers and SMEs. You will prepare financial analyses, evaluate cash flow, and structure credit facilities in line with policy.

Applicants should have a Bachelor's in Accounting/Finance and at least 1 year of experience in credit assessment, with strong Excel skills and English communication. CFA/ACCA is a plus.