Credit Review Manager: Fraud, Analytics & Compliance

Randstad Malaysia; Kuala Lumpur; On-site; MYR 180,000 - 240,000; Full time

Job summary

Randstad Malaysia invites applications for a Manager, Credit Review based in Bandar Utama. You will act as a fraud risk gatekeeper, ensure loan approvals use genuine documentation, and oversee post-approval quality and SAS-driven decision engines.

You will lead a team, develop scorecards, support CCRIS reporting and regulatory requirements, and collaborate with legal, compliance, and sales teams to strengthen risk controls.

Qualifications

• Bachelor’s degree in Business, Commerce, Economics, Finance, Banking, or an equivalent qualification.
• 8–12 years of credit evaluation experience with fraud detection exposure.
• Proficient in SAS programming and building rule-based engines and credit scorecards.
• CCE or CCR certifications.
• Exposure to CCRIS and BNM regulatory reporting is an asset.
• Strong leadership and people management capabilities; able to lead a team.

Responsibilities

• Pre-Approval & Fraud Review: Screen high-risk loan applications, verify applicant identity, detect document fraud and conduct dealer legitimacy checks.
• Red Flag & Pattern Analysis: Monitor application patterns, synthetic identities, and fraud scoring watchlists to identify suspicious activity early.
• Investigations & Compliance: Issue application holds/rejections, refer cases for deeper investigation, coordinate with legal/compliance teams, and file SARs under local AML regulations.
• Post-Approval Quality Assessment: Review credit approval decisions against internal guidelines, assess process quality, and conduct post-mortems on delinquent or non-performing loans.
• Decision Engine & Analytics: Design, implement, and maintain credit scorecards, instinct rules, and automated filters using SAS programming.
• Regulatory & Project Support: Support ad-hoc Bank Negara Malaysia CCRIS reporting and lead key departmental expansion initiatives.

Skills

fraud risk gatekeeper

Education

Bachelor’s degree in Business, Commerce, Economics, Finance, Banking, or an equivalent qualification

Tools

SAS programming

Job description

Randstad Malaysia invites applications for a Manager, Credit Review based in Bandar Utama. You will act as a fraud risk gatekeeper, ensure loan approvals use genuine documentation, and oversee post-approval quality and SAS-driven decision engines.

You will lead a team, develop scorecards, support CCRIS reporting and regulatory requirements, and collaborate with legal, compliance, and sales teams to strengthen risk controls.