Assistant Manager - Credit Assessment (Near MRT)

Private Advertiser; Kuala Lumpur; On-site; MYR 90,000 - 140,000; Full time

Job summary

Private Advertiser, Kuala Lumpur, seeks an Assistant Manager - Credit Assessment to review and approve credit proposals in line with lending guidelines. The role focuses on high-quality credit assessment, documentation, and carrying out credit analysis with risk-based recommendations.

The position also involves monitoring credit portfolio risks, driving process improvements, and supporting the Section Head in managing operations. Bahasa Malaysia and English communication is required.

Qualifications

• Diploma/ Degree is required.
• Minimum 5 years of relevant experience in credit assessment, credit risk management or financial analysis.
• Strong analytical skills in credit analysis and risk assessment.
• Ability to analyse financial statements, cash flow and creditworthiness of applicants.
• Proficient in MS Word, Excel and PowerPoint, with good working knowledge of Excel for analysis.
• Good problem-solving and analytical thinking, interpersonal and communication skills.
• Professional certification in credit risk or banking is an added advantage.
• Able to communicate well in Bahasa Malaysia and English.

Responsibilities

• Review and approve or recommend credit proposals in accordance with policies and lending guidelines.
• Ensure high quality credit assessment and documentation.
• Conduct credit analysis and provide recommendations on credit applications based on risk and return considerations.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Analytical thinking

Interpersonal communication

English & Bahasa Malaysia proficiency

Education

Diploma/ Degree in any field

Tools

Excel

PowerPoint

MS Word

Job description

Assistant Manager - Credit Assessment (Near MRT)

Credit Assessment, Credit Review & Compliance

• Review and approve or recommend credit proposals in accordance with the Group’s policies and lending guidelines.
• Ensure high quality credit assessment and documentation.
• Conduct credit analysis and provide recommendations on credit applications based on risk and return considerations.

Risk Monitoring

• Perform analysis and monitoring of credit portfolio to identify potential risks and maintain portfolio quality.

Process Improvement

• Review and improve the credit assessment and approval processes to ensure efficiency and robustness.

Team Coordination

• Support the Section Head / Manager in managing and overseeing credit assessment operations.
• Guide and support verifiers or junior staff to maintain high credit assessment standards.

Requirements:

• Possess at least Diploma/ Degree, any field
• Minimum 5 years of relevant experience in credit assessment, credit risk management or financial analysis, preferably in financial institutions
• Strong analytical skills in credit analysis and credit risk assessment.
• Ability to analyse financial statements, cash flow and creditworthiness of applicants.
• Proficient in MS Word, Excel and PowerPoint, with good working knowledge of Excel for analysis.
• Good problem-solving and analytical thinking, interpersonal and communication skills.
• Professional certification in credit risk or banking is an added advantage.
• Able to communicate well in Bahasa Malaysia and English