Credit Decisioning Specialist

CIMB

Kuala Lumpur

On-site

MYR 60,000 - 80,000

Full time

9 days ago

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Job summary

CIMB Bank in Kuala Lumpur seeks a credit professional to process and evaluate loan applications within Delegated Authority, ensuring compliance with policy and guidelines while delivering timely recommendations to the Credit Supervisor.

You will input data into the RCS system, verify documents, screen information, perform credit checks, and contribute to process improvements to enhance efficiency and customer satisfaction. You may be assigned other duties as needed.

Responsibilities

To screen and ensure all information in relation to loan applications and supporting documents received from sales person via mail or any digital platform are adequate for credit processing.
To perform credit checking and review of loan applications guided by Bank's Policy and Procedure.
To input credit related information into RCS system and ensure all information in the system are accurate, including information received from sales person that can be verified from the documents submitted or via phone verification
To manage individual task list in RCS diligently and to ensure application are processed within the stipulated turnaround time and customer's expectation is met.
To recommend decisions to Credit Supervisor / Manager on loan applications based on the DA stated in the Bank's Policy and Guidelines.
To recommend and participate in process improvement initiatives for work efficiency.
Other duties and responsibilities as and when requested by superior.