Credit Analyst I

Kimberly-Clark; Puchong; Hybrid; MYR 48,000 - 72,000; Full time

Benefits offered by this job

Health coverage

On-site gym

Savings accounts

Income protection

Education support

Job summary

Kimberly-Clark is hiring a Credit Analyst I in Malaysia. The role focuses on managing accounts receivable, assessing credit risk for new customers, and maintaining healthy cash flow. You will collaborate with Sales on collections and credit limits, and support audits and reporting.

The ideal candidate has a degree in accounting/finance, 2–5 years in credit management, and strong English communication. FMCG/SSC experience is a plus, with hybrid work options in Petaling Jaya.

Qualifications

• Bachelors degree in Accounting, Finance, or related field.
• 2–5 years of relevant experience in Credit Management.
• Collaborative team player with strong communication and interpersonal skills.
• Independent with maturity, analytical ability, integrity & initiative.
• Computer literacy with MS Office; SAP is a plus.
• Strong written and spoken English; other languages advantageous.
• Experience in FMCG or SSC environment is beneficial.

Responsibilities

• Review AR aging and follow up outstanding debts to maintain cash flow.
• Analyze customer ledgers and resolve balance issues with sales teams or customers.
• Assess credit risk for new applicants; recommend credit limits.
• Conduct periodic credit evaluations and implement credit control procedures.
• Release held orders and manage adherence to payment terms.
• Monitor past due accounts and coordinate collection actions.
• Issue monthly Credit/AR performance reports for management.
• Process new customer credit applications and inter-co billings.
• Attend auditors on AR inquiries and provide required data.
• Train Sales personnel on Credit policy and procedures.
• Record monthly AR doubtful debts provisions and month-end journals.
• Prepare ad hoc reports as requested by management.

Education

Bachelor’s degree in Accounting/Finance

Tools

SAP

Microsoft Office

Job description

Credit Analyst I

Job Description

You’re not the person who will settle for just any role. Neither are we. Because we’re out to create Better Care for a Better World, and that takes a certain kind of person and teams who care about making a difference. Here, you’ll bring your professional expertise, talent, and drive to building and managing our portfolio of iconic, ground-breaking brands. In this role, you’ll help us deliver better care for billions of people around the world. It starts with YOU.

Role Overview & Primary Accountabilities

• Responsible for review AR Aging and active following up outstanding debts from customers and meeting collection ADSO target and maintain positive cash flow.
• Analyze customer ledgers and reconciles with sales specialists and/ or customers to ensure hanging balances are resolved, customer records are updated, customer issues and disputes are addressed on timely manner.
• Reviewing credit risk for new application / new customers by carry out credit worthiness checks and make credit limit recommendations, evaluate and mitigate credit risks.
• Conduct periodic credit evaluation and meeting with Sales team on existing customers, formulate and implement credit control procedures that is aligned with the company credit administration policy & procedure.
• Release held orders of customers and follows-up customers regarding adherence to collection / payment terms to avoid holding orders.
• Monitor past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken.
• Issue monthly Credit / AR performance report for management's review.
• Receive and process new customer applications for credit.
• Prepare Inter-co billings and follow up payments.
• To attend to Auditors on audit schedules and AR enquiries.
• Proactively work and collaborate with internal customers to ensure the type and quality of services provided, support them in achievement of their business objectives, and efficiently provide the essential administrative support services to the organization.
• Provide training/briefing for new Sales personnel on the Credit policy & procedure, risk and reporting.
• Book monthly AR doubtful debts provision, early payment discount journals for month-end close.
• Other Ad hoc reports and request from management.
• Assure compliance with Company Credit Policy, risk appetite guidelines and all regulatory requirements.

About Us

Huggies®. Kleenex®. Cottonelle®. Scott®. Kotex®. Poise®. Depend®. Kimberly-Clark Professional®. You already know our legendary brands—and so does the rest of the world. In fact, millions of people use Kimberly-Clark products every day. We know these amazing Kimberly-Clark products wouldn’t exist without talented professionals, like you.

At Kimberly-Clark, you’ll be part of the best team committed to driving innovation, growth, and impact. We’re founded on 151 years of market leadership, and we’re always looking for new and better ways to perform – so there’s your open door of opportunity. It’s all here for you at Kimberly-Clark.

Led by Purpose. Driven by You.

About You

You perform at the highest level possible, and you appreciate a performance culture fueled by authentic caring. You want to be part of a company actively dedicated to sustainability, inclusion, wellbeing, and career development. You love what you do, especially when the work you do makes a difference. At Kimberly-Clark, we’re constantly exploring new ideas on how, when, and where we can best achieve results. When you join our team, you’ll experience Flex That Works: flexible (hybrid) work arrangements that empower you to have purposeful time in the office and partner with your leader to make flexibility work for both you and the business.

Essential Requirements

• Bachelor’s degree in Accounting, Finance, or a related field.
• Minimum of 2 to 5years of relevant working experience, preferably in the same capacity, with practical experience in Credit Management.
• A collaborative team player with good communication and interpersonal skills.
• An independent person with high degree of maturity, analytical skills, integrity & initiative.
• Computer literate with good knowledge of Microsoft Office and computerized accounting software knowledge in SAP, is an added advantage.
• Strong command of written and oral in English with excellent interpersonal, negotiation & influencing skills.
• Additional proficiency in any one of these languages; Mandarin, Korean, Vietnamese and Bahasa Indonesia is of an advantage.
• Collaborative and process improvement oriented.
• Experience in a FMCG sector would be an added advantage.
• Worked in SSC environment would be a strong plus.

Total Benefits

Here are just a few of the benefits you’d enjoy working in this role for Kimberly-Clark. For a complete overview, see www.mykcbenefits.com.

• Great support for good health with medical, dental, and vision coverage options with no waiting periods or pre-existing condition restrictions. Access to an on-site fitness center, occupational health nurse, and allowances for high-quality safety equipment.
• Flexible Savings and spending accounts to maximize health care options and stretch dollars when caring for yourself or dependents.
• Diverse income protection insurance options to protect yourself and your family in case of illness, injury, or other unexpected events.
• Additional programs and support to continue your education, adopt a child, relocate, or even find temporary childcare.

For Kimberly-Clark to grow and prosper, we must be an inclusive organization that applies the diverse experiences and passions of its team members to brands that make life better for people all around the world. We actively seek to build a workforce that reflects the experiences of our consumers. When you bring your original thinking to Kimberly-Clark, you fuel the continued success of our enterprise. We are a committed equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, sexual orientation, gender identity, age, pregnancy, genetic information, citizenship status, or any other characteristic protected by law.

The statements above are intended to describe the general nature and level of work performed by employees assigned to this classification. Statements are not intended to be construed as an exhaustive list of all duties, responsibilities and skills required for this position.

Employment is subject to verification of pre-screening tests, which may include drug screening, background check, and DMV check.

No Relocation:

This role is available for local candidates already authorized to work in the role’s country only. Kimberly-Clark will not provide relocation support for this role.

Primary Location

Petaling Jaya, Selangor, Malaysia

Worker Type

Employee

Worker Sub-Type

Regular

Time Type

Full time