Client-Focused Financial Advisor & Wealth Planner

RHB Bank; Penang; On-site; MYR 50,000 - 90,000; Full time

Job summary

RHB Bank Berhad is seeking a Personal Financial Consultant to build and nurture client relationships, provide expert financial advice, and offer tailored banking and investment solutions to help individuals achieve their financial goals.

The role involves proactive client engagement, needs analysis, development of personalized financial plans, and guidance on a range of products including deposits, loans, unit trusts, and insurance. Strong sales focus and regulatory compliance are essential.

Qualifications

• Bachelor's degree in Finance, Banking, Business Administration, Economics, or related field.
• 2-3 years of financial services experience, client-facing preferred.
• Certifications such as FIMM, PCE, or CUTE are advantageous.
• Strong knowledge of financial products and wealth management strategies.
• Excellent communication and presentation skills.
• Proven sales track record and ability to meet targets.

Responsibilities

• Identify and engage with potential and existing clients to understand financial needs.
• Conduct needs analysis including risk tolerance and investment horizons.
• Develop and present personalized financial plans covering savings, investments, insurance, retirement, and wealth management.
• Advise on deposits, loans, unit trusts, insurance, and investment instruments.
• Achieve individual and team sales targets and KPIs for product penetration and client acquisition.
• Review and update client portfolios to align with changing circumstances.

Skills

Communication

Sales acumen

Interpersonal skills

Presentation skills

Teamwork

Analytical thinking

Education

Bachelor's degree in Finance/Banking/Business/Economics

Tools

Microsoft Office

Job description

RHB Bank Berhad is seeking a Personal Financial Consultant to build and nurture client relationships, provide expert financial advice, and offer tailored banking and investment solutions to help individuals achieve their financial goals.

The role involves proactive client engagement, needs analysis, development of personalized financial plans, and guidance on a range of products including deposits, loans, unit trusts, and insurance. Strong sales focus and regulatory compliance are essential.