AVP, Credit Review Analyst, Emerging Enterprsie

UOB; Kuala Lumpur; On-site; MYR 120,000 - 160,000; Full time

Job summary

United Overseas Bank (Malaysia) Bhd is seeking an AVP, Credit Review Analyst for Emerging Enterprise in Kuala Lumpur, onsite at the Klang Valley. You will perform credit assessments, review SM and R&R cases, and coordinate with multiple stakeholders to ensure sound credit decisions.

This role focuses on building robust credit solutions for delinquency management and strategic risk control. The position requires strong knowledge of credit policies and risk frameworks, with hands-on experience in

Qualifications

• Experience conducting credit assessments leveraging risk frameworks (EWS/Core/Pre-emptive).
• Familiarity with Country Credit Lending Policy (CLP), CCP, GCLP and RMT framework.

Responsibilities

• Conduct credit assessment on borrowers per triggering events using RMT framework (EWS/Core/Pre-emptive/ country-specific).
• Review and manage Special Mentioned (SM) accounts; review Reschedule & Restructuring (R&R) cases.
• Provide credit solutions to manage delinquency and advise on account strategy.
• Collaborate with Credit, Middle Office, CAC, WLOC, TROC to discuss/ improve cases and processes.

Skills

Credit analysis

RMT framework

Stakeholder collab

Stress testing

Policy knowledge

Job description

## AVP, Credit Review Analyst, Emerging EnterprsieApply: Onsite: Puchong (City Area): Full time: Posted Today: JR97794Company: 2201 United Overseas Bank (Malaysia) Bhd **About UOB**United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow. **Job Description****RESPONSIBILITIES - INDIVIDUAL****STRATEGY*** Conduct credit assessment on borrower per triggering event based on RMT Framework triggers, ie. EWS/ Core/ Pre-emptive/ Country-specific triggers.* Conduct site visit for borrowers located in Klang Valley.* Review & manage Special Mentioned (SM) account.* Review and handle Reschedule & Restructuring (R&R) cases.* Conduct stress test or any ad-hoc request from management.* Build and maintain strong relationships with stakeholders to ensure smooth collaboration across all levels.* Propose new/ best approach as and when found.**CUSTOMER SERVICE & EXPERIENCE*** Providing credit solutions/ services to manage the delinquency of customer’s borrowing account/s.* Review, recommend and/ or close account strategy according to customer’s needs with the interest of the bank in mind.* To assist customer on R&R as and when required.**POLICY & PROCEDURE*** Well verse with the following credit policies: -* Country Credit Lending Policy (CLP)* CMB Credit Policy (CCP)* Group Credit Lending Policy (GCLP)* RMT Framework* Familiar with technical knowledge such as financial/ credit underwriting criteria**RESPONSIBILITIES – TEAM****SALES & STRATEGY*** Track & follow up on a daily/ weekly/ monthly basis on the progress and status of Exception Reviews (ER) from submission to approval for Centralized Review Team (CRT).* Provide training, support and guidance to RMT Team on credit analysis, reviews and compliance where required.* Collaborate with stakeholders, eg. Credit, Middle Office, CAC, WLOC, TROC, etc to discuss/ negotiate/ improve cases/ processes.* Address any challenges or issues that may arise within the team* Develop/ recommend solutions to ensure daily operations are smooth* Ensure professional development of CRT Members* Share best practices with CRT Members## **Additional Requirements**Be a Part of the UOB FamilyUOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.