AVP - Credit Analyst, Corporate Banking

UOB (United Overseas Bank); Kuala Lumpur; On-site; MYR 180,000 - 280,000; Full time

Job description

Company: 2201 United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Lead the end-to-end credit evaluation process for Large Corporate and Multinational Corporate portfolios, including annual reviews, incremental facilities, and new-to-bank credit proposals, from origination through to credit approval.
• Conduct detailed financial analysis and credit assessments, including the assignment and review of borrower and corporate guarantor risk ratings, to support sound credit recommendations.
• Perform ongoing portfolio monitoring and due diligence to identify, assess, elevate, and manage emerging credit risks, including conducting joint client calls and site visits with Coverage teams where required.
• Ensure compliance with internal credit policies, approved covenants, terms and conditions, operational procedures, and regulatory requirements across the portfolio.
• Support and participate in internal, external, and regulatory audits, reporting requirements, surveys, and other portfolio-related reviews, ensuring timely and accurate submissions.
• Contribute to projects and process improvement initiatives aimed at enhancing operational efficiency, service excellence, and client experience.
• Stay abreast of market developments, industry trends, economic outlooks, and best practices to provide informed insights and support effective stakeholder engagement.

Job Requirements

• Degree in Business, Accounting, Finance, Economics, or a related field.
• At least 6-8 years of experience in Large Corporate/MNC bankin g , credit assessment, or lending.
• Strong knowledge of corporate banking products, including Trade, Cash Management, Lending, Treasury, and Islamic Banking solutions.
• Proven experience in credit analysis, financial assessment, and credit approval processes.
• Good understanding of regulatory requirements and corporate credit risk management frameworks.
• Strong analytical, communication, presentation, and stakeholder management skills.
• Detail-oriented with the ability to identify risks and make sound recommendations.
• Able to work independently, manage multiple priorities, and meet tight deadlines.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.