Assistant Vice President, Business Banking Recovery

Alliance Bank Malaysia Berhad

Kuala Lumpur

Sur place

MYR 78 000 - 145 000

Plein temps

14 jours+

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Résumé du poste

Alliance Bank Malaysia Berhad in Kuala Lumpur seeks a dedicated professional to manage designated Impaired Loans and drive recoveries. You will lead collections and negotiate settlements to reduce loan outstanding and improve ratios.

The role requires coordinating with internal teams and external parties to ensure compliant, timely progress. The ideal candidate will work closely with Recovery Officers and stakeholders to propose repayment plans and ensure accurate reporting, while maintaining

Responsabilités

To manage designated Impaired Loans (IL) of the Group.
To maximize recoveries from the IL which is to reduce the impaired loan outstanding and ratio.
To manage the Individual Recovery Officers Performance IL.
To manage collections by following up on IL diligently.
To negotiate settlement with borrower/customer with a view to restructure/reschedule the impaired account and/or work out a settlement plan.
To recommend repayment proposals to the approving authorities for approval.
To undertake post mortems and highlight credit deficiencies and recommendation on way forward to address the issues.
To check and ensure accurate monthly submission of individual assessments under FRS 139.
To ensure timely CGC/SJPP claim submissions.
To approve with delegated approval authority and to support recommendations by Recovery Officers on repayment proposal for higher authority approval.
To maintain good relationship with internal and external parties such as BNM, solicitors, valuers, auctioneers and Receivers/Managers and Liquidators.

Description du poste

To manage designated Impaired Loans (IL) of the Group
To maximize recoveries from the IL which is also to reduce the impaired loan outstanding and ratio
To manage the Individual Recovery Officers Performance IL
To manage collections by following up on IL diligently.
To negotiate settlement with borrower/customer with a view to restructure/reschedule the impaired account and/or work out a settlement plan
To recommend repayment proposals to the approving authorities for approval.
To undertake post mortems and highlight credit deficiencies and recommendation on way forward to address the issues.
To check and ensure accurate monthly submission of individual assessments under FRS 139.
To ensure timely CGC/SJPP claim submissions.
To approve with delegated approval authority and to support recommendations by Recovery Officers on repayment proposal for higher authority approval.
To maintain good relationship with internal and external parties such as BNM, solicitors, valuers, auctioneers and Receivers/Managers and Liquidators.

Purpose

To manage designated Impaired Loans (IL) of the Group
To maximize recoveries from the IL which is also to reduce the impaired loan outstanding and ratio
To manage the Individual Recovery Officers Performance IL
To manage collections by following up on IL diligently.
To negotiate settlement with borrower/customer with a view to restructure/reschedule the impaired account and/or work out a settlement plan
To recommend repayment proposals to the approving authorities for approval.
To undertake post mortems and highlight credit deficiencies and recommendation on way forward to address the issues.
To check and ensure accurate monthly submission of individual assessments under FRS 139.
To ensure timely CGC/SJPP claim submissions.
To approve with delegated approval authority and to support recommendations by Recovery Officers on repayment proposal for higher authority approval.
To maintain good relationship with internal and external parties such as BNM, solicitors, valuers, auctioneers and Receivers/Managers and Liquidators.

Legal Action

To liaise with and instruct external solicitors on legal action to be taken for the recovery of monies where direct negotiations have not be successful.

Monitoring & Compliance

To ensure timely and accurate updating of progress reports to ensure all actions are current.
To ensure compliance with BNM guidelines, FSA and other related regulations.

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