Assistant Manager, Credit Surveillance

Affin Pheim; Kuala Lumpur; Presencial; MYR 100 000 - 150 000; Tempo integral

Resumo da oferta

Affin Bank is seeking an Assistant Manager in Credit Surveillance to monitor and report credit risk profiles and emerging risks for ABG. You will interact with GMC, GMCC, GBRMC, GBC, and other committees to provide insights and drive corrective actions.

The role requires a degree in a related field, a minimum of 3 years in banking/risk, and familiarity with analytics tools. Potential certification is an advantage and the position may involve working under pressure to meet deadlines.

Qualificações

• Degree in Business Studies, Finance, Statistics, Accounting, Actuarial Science.
• Preferably minimum 3 years of banking/risk management experience.
• Professional credit certification such as CCP/CCE is a plus.
• Familiarity with SAS or other analytics tools for data extraction and reporting.
• Strong analytical skills and ability to work under pressure.

Responsabilidades

• Prepare, review, analyse, monitor and report credit risk profiles and trends.
• Identify key risk issues and provide risk assessments to Committees.
• Monitor overdue annual credit reviews and escalate to GMCC.
• Enhance credit risk surveillance reports for timeliness and accuracy.
• Monitor loan/financing portfolio and assess emerging risk concerns.
• Oversee panel valuers' service standards and empanelment processes.
• Assist, manage and facilitate the Group Credit Resolution Committee meetings.

Conhecimentos

Analytical thinking

Self-motivation

Deadline-driven

Formação académica

Degree in Business Studies, Finance, Statistics, Accounting, Actuarial Science

Ferramentas

SAS

SQL

Power BI

Python

R

Descrição da oferta de emprego

## Assistant Manager, Credit SurveillanceApply: Menara Affin, TRX: Full time: Posted Today: JR105540# **Create the future with Affin! You too can make a difference.***We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.*## JOB RESPONSIBILITIES* Prepare, review, analyse, monitor and report the credit risk profile and emerging risk issues / risk trends of Affin Bank Group (ABG). Identify key risk issues and credit exposures and provide meaningful insights and risk assessments to relevant Committees e.g. Group Management Committee (GMC), Group Management Credit Committee (GMCC), Group Board Risk Management Committee (GBRMC), Group Early Alert Committee and Board of Directors, where relevant.* Monitor and report the status of overdue annual credit reviews across ABG, highlighting key concerns to the GMCC for deliberation and appropriate action, where relevant.* Continuously assess, develop, and enhance credit risk surveillance reports to improve effectiveness in identifying, monitoring, and reporting credit risk issues to the respective Committees on a timely basis.* On-going monitoring and analysis of loan/financing portfolio, investment assets and overall asset quality; Proactively identify emerging risk concerns and material deterioration trends, and highlight issues requiring management attention or corrective actions.* Monitor the service standard of the Bank’s panel valuers to meet the Bank's business requirements; maintain an up to date records of the Bank’s panel valuers accessible through the Bank’s intranet; manage the distribution of work to the valuers at an acceptable level, conduct holistic review on panel valuers annually and assess applications for empanelment of new valuers.* Assist, manage and facilitate the Group Credit Resolution Committee (GCRC) meeting.* Perform other Ad-Hoc tasks as may be assigned by the immediate superior, the Head of Group Credit Risk Management or the Group Chief Risk Officer (GCRO). ## **JOB REQUIREMENT**S* Degree in Business Studies, Finance, Statistics, Accounting, Actuarial Science or related discipline.* Preferably minimum 3 years of working experience in banking and risk management.* Professional credit certification such as CCP/ CCE or any relevant certification is an added advantage.* Basic exposure to banking and risk management environments.* Familiarity in SAS or other analytics tools (e.g., SQL, Power BI, Python, R) for data extraction, analysis, and reporting.* Strong analytical skills and a self-starter attitude.* Inclination towards working with numbers and the ability to perform basic analyses.* Basic understanding of credit policies and procedures, with a willingness to learn more.* Ability to work under pressure to meet deadlines.* Ability to interact with various levels of people