Assistant Manager, Business Banking

AEON Bank; Seberang Perai; On-site; MYR 120,000 - 180,000; Full time

Job summary

AEON Bank is building a new business banking segment and seeks a product leader to drive strategy, roadmaps, and cross‑functional execution. You will work with business customers, sales, compliance, and technology teams to deliver compliant, customer‑centric banking products.

The role requires 3–5 years in business banking with strong credit analysis, AML/KYC knowledge, and a proven ability to manage stakeholders and deliver results in an agile environment.

Qualifications

• Bachelor's degree in finance, business administration, economics, or related field.
• 3–5 years in business banking or related field with lending/credit risk knowledge.
• Strong financial analysis and credit assessment skills; AML/KYC knowledge.
• Excellent communication and interpersonal skills.
• Agile, adaptable, hunter mentality; growth mindset.

Responsibilities

• Develop and execute product strategy for the business banking segment.
• Create and maintain a product roadmap and feature launches.
• Collaborate with design, engineering, and data analytics in agile development.
• Engage stakeholders across business leaders, sales, compliance and legal.
• Define KPIs and monitor product performance and customer feedback.
• Plan go-to-market strategies and training materials for product launches.

Skills

Financial analysis

Credit analysis

Communication skills

Interpersonal skills

Agile methodology

Stakeholder management

Growth mindset

Hunter mentality

Education

Bachelor's degree in finance, business administration, economics, or related field

Master's degree or advanced certifications preferred

Job description

The Business Banking team is responsible for the successful implementation of a new business banking segment, while ensuring strong compliance with regulatory and legal requirements.

Job Responsibilities

• Product Strategy: Develop and execute the product strategy for the business banking segment, aligning it with the overall goals and vision of the digital bank.
• Market Research and Analysis: Conduct thorough market research and analysis to identify customer needs, market trends, and competitive landscape. Utilize these insights to drive product development and enhancement.
• Product Roadmap: Create and maintain a product roadmap that outlines the strategic direction and timeline for the development and launch of new business banking products and features.
• User Requirements: Collaborate with stakeholders, including business customers, internal teams, and technology partners, to define and prioritize user requirements. Ensure that the product meets the needs of the target market segment.
• Agile Development: Work closely with cross-functional teams, including design, engineering, and data analytics, to implement an agile development process. Facilitate effective communication and collaboration among team members to ensure timely and high-quality product delivery.
• Product Development: Oversee the end-to-end product development lifecycle, including requirement gathering, user story creation, design, development, testing, and release management. Ensure that the product meets quality standards and regulatory requirements.
• Stakeholder Management: Engage with stakeholders, such as business leaders, sales teams, compliance, and legal, to gather feedback, address concerns, and ensure alignment with business objectives.
• Performance Monitoring: Define key performance indicators (KPIs) and metrics to measure the success of the business banking products. Continuously monitor and analyze product performance, customer feedback, and market dynamics to identify areas for improvement and inform product roadmap adjustments.
• Compliance and Risk Management: Collaborate with compliance and risk management teams to ensure that the business banking products comply with regulatory requirements and adhere to risk management guidelines.
• Customer Experience: Champion a customer-centric approach to product development, ensuring that the user experience is intuitive, seamless, and aligned with customer expectations.
• Competitive Analysis: Stay informed about industry trends, competitor offerings, and emerging technologies. Conduct regular competitive analysis to identify opportunities for differentiation and innovation.
• Product Launch and Adoption: Plan and execute product launch activities, including go-to-market strategies, marketing collateral, and training materials. Drive product adoption through effective marketing and sales enablement initiatives.

Requirement

• Bachelor's degree in finance, business administration, economics, or a related field is typically required. Some organizations may prefer candidates with a master's degree or other advanced certifications.
• Minimum of 3-5 years of relevant experience in business banking or a related field is typically required. This experience should include a solid understanding of business lending, credit analysis, risk management, and financial services.
• Possess strong financial analysis skills to assess the creditworthiness of business clients, evaluate financial statements, and make informed lending decisions.
• Excellent communication and interpersonal skills are essential for building and maintaining relationships with clients, collaborating with internal teams, and effectively communicating complex financial concepts to non-financial stakeholders.
• Good understanding of relevant laws, regulations, and compliance requirements. This includes knowledge of anti-money laundering (AML) and know-your-customer (KYC) regulations.
• Hunter mentality, agile, adaptable and willing to embrace change
• Credit assessment skills with positive attitude and a growth mindset