AML & Risk Operation Team Lead

Ant International; Kuala Lumpur; On-site; MYR 180,000 - 260,000; Full time

Job summary

Ant International in Kuala Lumpur seeks an experienced AML & Risk Operations Team Lead to manage a team of investigation analysts. You will oversee merchant risk analysis, due diligence operations, and banking partner enquiries while driving operational excellence.

The ideal candidate has a bachelor's degree, 6+ years in Banking/Financial Services with AML/fraud exposure and at least 2 years in people leadership.

Qualifications

• Bachelor's degree in Finance, Business, Law, or related field.
• 6+ years in Banking/Financial Services (Risk, AML, Fraud, or TM investigation).
• 2+ years in a team lead or people management role.
• Solid understanding of AML/CFT regulations and risk frameworks & strong data analytical and data-driven skills.
• Excellent interpersonal and communication skills.
• Proven leadership ability to manage and develop a team.
• Self-motivated and able to work under pressure.

Responsibilities

• Lead, coach, and manage a team of Risk Analysts.
• Oversee bank enquiry related merchant risk analysis and due diligence covering fraud, ATO, money laundering, sales bans/restrictions, and other risk typologies.
• Review and approve complex or escalated risk cases.
• Identify process gaps and lead continuous improvement initiatives.
• Monitor team performance metrics and drive operational excellence.

Skills

Leadership

AML / Risk

Data analytics

Communication

Team management

Education

Bachelor's degree

Job description

We are seeking an experienced AML & Risk Operations Team Lead to manage a team of investigation analysts. The successful candidate will oversee merchant risk analysis and due diligence operations, manage banking partner enquiries, and drive operational excellence. This role requires strong leadership capabilities combined with deep risk expertise in fraud, AML, and financial crime investigations.

Responsibilities

• Lead, coach, and manage a team of Risk Analysts
• Allocate workloads, conduct performance reviews, and facilitate team development

Risk Operations Oversight

• Demonstrate in-depth understanding of different business models across Ant International
• Oversee bank enquiry related merchant risk analysis and due diligence covering fraud, ATO, money laundering, sales bans/restrictions, and other risk typologies
• Review and approve complex or escalated risk cases

Banking Partner Management

• Serve as escalation point for risk enquiries from banking partners
• Ensure timely and accurate responses to banking partner enquiries

Process Improvement & Feedback

• Identify process gaps and lead continuous improvement initiatives
• Monitor team performance metrics and drive operational excellence

Qualifications

Education & Experience

• Bachelor's degree in Finance, Business, Law, or related field
• Minimum 6+ years in Banking/Financial Services (Risk, AML, Fraud, or TM investigation)
• At least 2+ years in a team lead or people management role
• Solid understanding of AML/CFT regulations and risk frameworks & strong data analytical and data-driven skills
• Excellent interpersonal and communication skills
• Proven leadership ability to manage and develop a team
• Self-motivated and able to work under pressure

Language

• Proficiency in spoken and written English.