Account Relationship Manager (Commercial)

RHB Group; Kuala Lumpur; On-site; MYR 90,000 - 130,000; Full time

Job summary

RHB Group in Malaysia invites applications for a Commercial Banking role focused on growing the Commercial loan portfolio and deposits. The role emphasizes Islamic financing, active marketing, and close collaboration with Trade and Treasury to optimize facility utilization.

You will manage existing clients, pursue incremental business, and ensure timely processing of transactions while cross-selling group products and maintaining strong relationship coverage across the Commercial portfolio.

Responsibilities

• Source new Commercial loans under Islamic financing through active marketing activities.
• Maintain good relationship with existing Commercial clients and solicit for incremental deals as well as referrals.
• Ensure that deals are processed and submitted in timely manner within the specified turnaround time.
• Work closely with Trade and Treasury to solicit for utilization of facilities granted.
• Grow new and incremental CASA and non-CASA Deposits, and other ancillary businesses.
• Source for Islamic deposits in order to meet deposit targets.
• Actively promote Reflex and B@W to new and existing Commercial portfolio.
• Value add and enhance banking relationship with other Group products i.e insurances, merchants, Business credit cards.
• Housekeeping and relationship management.
• Actively manage existing Commercial portfolios and ensure that all accounts are reviewed in timely manner (zero overdue reviews).
• Process and attend to all variations/adhoc/other requests from Commercial customers in timely manner.
• Monitor conduct of accounts (including covenants imposed), ensure fair share of business secured and prompt payment of facilities.
• Manage EAM and Watch List accounts.
• Timely submission of all reports to be done by Commercial Banking.
• Cross selling.

Job description

Market for new Commercial loans and grow the existing Commercial portfolio:

• Source new Commercial loans under Islamic financing through active marketing activities.
• Maintain good relationship with existing Commercial clients and solicit for incremental deals as well as referrals.
• Ensure that deals are processed and submitted in timely manner within the specified turnaround time.
• Work closely with Trade and Treasury to solicit for utilization of facilities granted.

Grow new and incremental CASA and non-CASA Deposits, and other ancillary businesses.

• Source for Islamic deposits in order to meet deposit targets.
• Actively promote Reflex and B@W to new and existing Commercial portfolio.
• Value add and enhance banking relationship with other Group products i.e insurances, merchants, Business credit cards.

Housekeeping and relationship management.

• Actively manage existing Commercial portfolios and ensure that all accounts are reviewed in timely manner (zero overdue reviews).
• Process and attend to all variations/adhoc/other requests from Commercial customers in timely manner.
• Monitor conduct of accounts (including covenants imposed), ensure fair share of business secured and prompt payment of facilities.
• Manage EAM and Watch List accounts.
• Timely submission of all reports to be done by Commercial Banking.
• Cross selling.