Risk Trainee: Credit & Market Risk Analyst in Training

Bayerische Motoren Werke Aktiengesellschaft; México; Presencial; MXN 201.000 - 312.000; Jornada completa

Descripción de la vacante

BMW Group Mexico is seeking a Risk Trainee to join the Credit Risk and Residual Value Risk functions. The role supports identification, analysis, monitoring, and communication of financial risks across BMW Financial Services Mexico.

You will collaborate with local and central Risk teams, Commercial Finance, and business stakeholders to enhance risk management processes. The ideal candidate has a finance-related degree, up to 2 years in risk/financial analysis, strong analytical skills, and

Formación

• Bachelor's degree in Finance, Actuarial Sciences, Mathematics, Economics, Statistics, Engineering or related.
• Up to 2 years of experience in Risk Management, Financial Analysis, Banking, Financial Services or related areas.
• Strong analytical and quantitative skills with the ability to interpret complex data and business scenarios.
• Advanced Microsoft Excel skills.
• Knowledge of financial and risk management concepts.
• Desirable programming knowledge in SQL, Python and/or R.
• Fluent Spanish and advanced English communication skills.

Responsabilidades

• Support the identification, analysis, and monitoring of credit risk and market risk within Retail Finance and Commercial Finance portfolios.
• Assist in validating compliance with risk management policies, procedures, and internal governance requirements.
• Prepare risk reports, dashboards, and presentations for local management committees, risk committees, and central stakeholders.
• Contribute to market risk projections, portfolio analysis, and financial risk modeling activities.
• Monitor portfolio performance indicators and support risk assessment exercises.
• Collaborate in the implementation of regulatory and risk management requirements.
• Support the development and enhancement of data quality initiatives and automated reporting processes.

Conocimientos

Strong analytical skills

Financial analysis

Educación

Bachelor's degree in Finance, Actuarial Sciences, Mathematics, Economics, Statistics, Engineering or related

Herramientas

Microsoft Excel

SQL

Python

R

Descripción del empleo

BMW Group Mexico is seeking a Risk Trainee to join the Credit Risk and Residual Value Risk functions. The role supports identification, analysis, monitoring, and communication of financial risks across BMW Financial Services Mexico.

You will collaborate with local and central Risk teams, Commercial Finance, and business stakeholders to enhance risk management processes. The ideal candidate has a finance-related degree, up to 2 years in risk/financial analysis, strong analytical skills, and