Junior Corporate Credit Analyst

Citibank (Switzerland) AG; Veracruz; Presencial; Confidencial; Jornada completa

Descripción de la vacante

Banamex is seeking a Junior Corporate Credit Analyst in Veracruz to assist in credit analysis and financial statement reviews. You will spread and interpret business and personal financial data, ensuring GAAP compliance and alignment with Citibank policies, while supporting underwriting decisions.

The role involves collaboration with Credit Officers and Relationship Managers, preparing preliminary analyses, and contributing to loan structuring and monitoring.

Formación

• 0-2 years experience in a financial institution with a focus on credit analysis.
• Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis.
• Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies.

Responsabilidades

• Accurately spreads business and personal financial statements and tax returns per GAAP and Citibank policies.
• Provide comments to the Underwriter on significant items in the financials and assist with loan structuring/pricing.
• Spread new, renewal and interim financial statements and tax returns following bank guidelines.
• Provide succinct analysis based on customers, portfolio, and industry; coordinate with Credit Officers and Relationship Managers.
• Act as an advisor on loan agreements/covenants clarification and monitoring; perform QA reviews before underwriting.

Conocimientos

Credit analysis

GAAP

Financial statements

Educación

Bachelor’s/University degree

Descripción del empleo

Banamex is seeking a Junior Corporate Credit Analyst in Veracruz to assist in credit analysis and financial statement reviews. You will spread and interpret business and personal financial data, ensuring GAAP compliance and alignment with Citibank policies, while supporting underwriting decisions.

The role involves collaboration with Credit Officers and Relationship Managers, preparing preliminary analyses, and contributing to loan structuring and monitoring.