Emerging Corporate Credit Analyst

Citibank (Switzerland) AG; México; A distancia; Confidencial; Jornada completa

Descripción de la vacante

Citi is hiring a Credit Analyst 1 in Mexico to develop professional expertise in analyzing and evaluating credit data, interpreting financial statements, and formulating recommendations. You will support Underwriters and interact with Credit Officers and Relationship Managers to ensure accurate analyses and compliant documentation.

The role emphasizes building knowledge of GAAP, lending policies, and industry practices within Citi's risk management framework.

Formación

• 0-2 years experience in a financial institution focusing on credit analysis and spreading software.
• Extensive knowledge of GAAP accounting, financial regulations, financial products.
• Ability to analyze business and personal financial statements per GAAP and Citibank policies.

Responsabilidades

• Spread business and personal financial statements and tax returns in accordance with GAAP and Citi policies.
• Provide comments to the judgmental Underwriter on significant items and may assist in credit structure and loan pricing.
• Coordinate with Credit Officers and Relationship Managers; analyze cash flow, debt service, and collateral.
• Complete quality assurance reviews to ensure packages are thorough before underwriting.
• Act as an industry specialist for SBA/EXIM loan analysis and risk monitoring.

Conocimientos

Analytical Thinking

Credible Challenge

Financial Analysis

Governance

Policy & Procedure

Regulation

Risk Management Lifecycle

Educación

Bachelor’s/University degree

Herramientas

Spreading software

Descripción del empleo

Citi is hiring a Credit Analyst 1 in Mexico to develop professional expertise in analyzing and evaluating credit data, interpreting financial statements, and formulating recommendations. You will support Underwriters and interact with Credit Officers and Relationship Managers to ensure accurate analyses and compliant documentation.

The role emphasizes building knowledge of GAAP, lending policies, and industry practices within Citi's risk management framework.