Credit Risk Manager / Based In Puebla

Swiss Base Mining And Metal Commodity Trading Company; Puebla de Zaragoza; Presencial; MXN 200,000 - 400,000; Jornada completa

Descripción de la vacante

A leading commodity trading firm based in Puebla is seeking a Credit Risk Manager responsible for conducting counterparty analyses and managing risk across LATAM. The ideal candidate will have over 8 years of experience in credit evaluation and analysis, with a strong understanding of trading risk management lifecycle. Competitive compensation and benefits are offered, along with international exposure to enhance business knowledge.

Servicios

Very competitive compensation

Benefits above the law

International exposure

Formación

• 8+ years' experience in credit evaluation and analysis with commodity trading or banking.
• Prior international and management experience required.

Responsabilidades

• Conduct counterparty analysis and establish credit grades.
• Research financial data for decision making within credit authority.
• Assess financing and hedging structures focusing on risk-adjusted returns.
• Lead transaction structuring and manage Credit Insurance policy.
• Prepare Consolidated Risk report and monitor compliance.

Conocimientos

Credit evaluation

Financial statement analysis

Trading risk management

Analysis of market risk measurement

Commercial mindset

Fluent English

Educación

Masters degree in Finance and/or Economics

CFA

Descripción del empleo

Credit Risk Manager (based in Puebla) with responsibility for LATAM

Responsibilities

• Conduct counterparty analysis, for the establishment of credit grades, limits, and payment terms.
• Research various sources and analyze financial data to support making decisions or recommendations, while working within delegated credit authority.
• Stay informed of and react to macro and market trends, and the competitive landscape within different sectors.
• Assess financing and hedging structures for clients, with a focus on risk‑adjusted returns.
• Prepare detailed memos for the larger proposals (working capital financing, project finance / PXF / tolling) for escalation to management.
• Lead transaction structuring and put in place risk transfer solutions through bank financing (working with treasury and legal teams), and insurance (working with brokers and underwriters), also manage the Credit Insurance policy: limit requests & renewals, claims, etc.
• Have a cross‑functional approach to integrate all risk aspects into the analysis: Compliance (Sanctions, AML, ESG / Sustainability, etc.), Insurance (Cargo & Marine, Political Risk, etc.); and others (Market Risk, Treasury, Traffic, Legal, etc.).
• Assist the Head of Risk in development of Credit methodologies and associated models / processes.
• Prepare and/or monitor Consolidated (Residual) Risk report to ensure limits compliance and take remedial actions.
• Maintain & review the ageing and high‑risk reports and notify of any potential defaults along with recommended action plans.
• Travel across the region (estimated 1 week per quarter) to improve business knowledge and build a direct relationship with counterparties.

Experience

• 8 or more years' experience with credit evaluation and financial statement analysis within: the credit department of a commodity trading company, a commercial bank (corporate / trade finance, asset management), credit rating agency, big four accounting firms (audit or advisory departments), and major credit insurance companies.
• Prior international and management experience.

Skills

• Detailed understanding of the overall trading risk management lifecycle and the policies, procedures and strategies employed to manage this risk.
• Ability to analyze financial statement, establish credit limits for customers and recommend financing options / alternatives.
• Good working knowledge of typical bank product offerings: letters of credit, factoring, forfaiting, structured trade finance, repos, corporate finance risk participations, project‑related financing.
• Experience in commodity trading industry; understanding of market risk measurement strategies and of financial and commodity hedging instruments in particular derivatives, options, and embedded optionality; knowledge of risk management analysis techniques including Value at Risk and Stress Testing techniques.
• Commercial mindset and assist in the growth of new businesses / products across the region.
• Key personality traits: independence, creativity, detail oriented, organized and ability to multi‑task.

Languages

• English (Fluent) - required

Education

• Masters University degree (in Finance and / or Economics) or CFA desirable.

We offer

• Very competitive compensation.
• Benefits above the law.
• International exposure.