Credit Portfolio Data Analyst II

09516 Banco Nacional De Mexico, S.A., Integrante Del Grupo Financiero Banamex; Xico; On-site; MXN 350,000 - 600,000; Full time

Job summary

09516 Banco Nacional De Mexico, S.A., Integrante Del Grupo Financiero Banamex is seeking a Credit Portfolio Analyst II to conduct credit reviews, approval, and monitoring of the portfolio to identify credit migration in coordination with Risk Management. The role collaborates with risk managers and various bank teams to safeguard Citi's portfolio and ensure regulatory compliance.

Ideal candidates have 0–2 years in credit risk analysis, strong analytical skills, and familiarity with financial

Qualifications

• Analytical thinking and strong problem-solving abilities.
• Ability to interpret data and challenge analysis based on data.
• Understanding of risk management policies and regulatory considerations.
• Experience with portfolio risk analysis and risk assessment processes.
• Familiarity with risk management software and analytical tools.
• Basic knowledge of financial modelling and creditsrisk assessment.

Responsibilities

• Conduct risk assessments and client credit analyses with supervision.
• Review financial results and peer analyses to support financial projections.
• Assist in preparing green-light and transaction approval memos.
• Support due diligence activities and cash flow modelling and sensitivity analyses.
• Escalate credit concerns to senior risk and business managers.
• Support risk mitigation actions and understand Citi's risk appetite.
• Assist with portfolio review preparation and the conduct of stress tests.
• Build relationships with deal, coverage, and product teams across the bank.
• Assess risk when decisions are made, safeguarding Citigroup and assets.
• Ensure compliance with laws, rules, and regulations, escalating control issues with transparency.
• Provide input into the risk analysis of monitoring tools.
• Assist in assessing collateral risk and stress testing.
• Prepare risk review materials for proactive risk management.
• Monitor credit portfolio limits for risk appetite compliance.
• Act as a change catalyst to drive process improvements and collaboration.

Skills

Analytical thinking

Credible challenge

Governance

Policy & regulation

Portfolio analysis

Risk management lifecycle

Education

Bachelor's degree

Tools

SQL

Python

Risk management software

Excel

Job description

09516 Banco Nacional De Mexico, S.A., Integrante Del Grupo Financiero Banamex is seeking a Credit Portfolio Analyst II to conduct credit reviews, approval, and monitoring of the portfolio to identify credit migration in coordination with Risk Management. The role collaborates with risk managers and various bank teams to safeguard Citi's portfolio and ensure regulatory compliance.

Ideal candidates have 0–2 years in credit risk analysis, strong analytical skills, and familiarity with financial