Credit Analyst II: Advanced Risk & Cash Flow Analysis

Citibank (Switzerland) AG; México; Presencial; Confidencial; Jornada completa

Descripción de la vacante

Citibank (Switzerland) AG is seeking a Credit Analyst 2 to develop into a trusted risk partner. The role combines analytical rigor with detailed financial evaluation, supporting credit decisions and covenant monitoring across the portfolio.

Responsibilities include preparing financial statements, performing cash flow analyses, coordinating with officers and managers, and mentoring junior analysts. Strong GAAP knowledge and regulatory awareness are required.

Formación

• 2–5 years of experience in a financial institution with a focus on credit analysis.
• Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis.
• Education: Bachelor's degree or equivalent.

Responsabilidades

• Spread new, renewal, interim financial statements and tax returns per bank guidelines (focus on more complex statements).
• Provide succinct analysis based on customers, peers, the portfolio, and the industry.
• Provide preliminary analysis of simple to complex credits, including cash flow, DSCR, collateral, and guarantor net worth.
• Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers.
• Advise on loan agreements and monitoring of covenants.
• Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate for underwriting.
• Provide leadership, training, and coaching to Credit Analyst I positions and back up to the Applications Team Manager.
• Act as an industry specialist for SBA/EXIM loan analysis.
• Assess risk in business decisions, ensuring compliance with laws, policy, and Citigroup standards.

Conocimientos

Analytical Thinking

Credible Challenge

Financial Analysis

Governance

Policy

Procedures

Regulation

Educación

Bachelor's degree or equivalent

Herramientas

Spreading software

Descripción del empleo

Citibank (Switzerland) AG is seeking a Credit Analyst 2 to develop into a trusted risk partner. The role combines analytical rigor with detailed financial evaluation, supporting credit decisions and covenant monitoring across the portfolio.

Responsibilities include preparing financial statements, performing cash flow analyses, coordinating with officers and managers, and mentoring junior analysts. Strong GAAP knowledge and regulatory awareness are required.