Credit Analyst 2

Citigroup Inc.; Ciudad de México; Presencial; MXN 689.536 - 1.034.304; Jornada completa

Descripción de la vacante

Citigroup Inc. is seeking a Credit Risk Intermediate Analyst in Mexico City. This role involves analyzing financial trends, managing risk related to borrowing relationships, and ensuring compliance with Citibank policies. Candidates should have 2-5 years of experience in credit analysis within asset management or financial institutions. Strong knowledge of financial products and advanced English skills are required. The position is full-time with responsibilities impacting the firm's reputation and client assets.

Formación

• 2-5 years previous experience in an asset management or financial institution with a focus on credit analysis.
• Advanced English proficiency required.
• Understanding of financial products including Derivatives, FX Forwards, and Bonds Trading is essential.

Responsabilidades

• Provides analysis of financial trends and client data for the Underwriting Manager.
• Manages risk associated with borrowing relationships.
• Tracks compliance with financial covenants and credit facility.

Conocimientos

Analytical Thinking

Financial Analysis

Product Knowledge

Risk Identification and Assessment

Educación

Bachelor's/University degree or equivalent experience

Descripción del empleo

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Responsibilities

• Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
• Manages the risk associated with new and existing borrowing relationships through the following:
• Performs spreads of client business financial statements
• Creates Customer Accounting Systems’ through Credit Platform
• Recognizes potential client risk through early warning systems
• Performs periodic financial statement review
• Tracks established financial covenants
• Monitors compliance to borrowing base credit facility
• Accompanies Underwriting Manager on customer site visits (when appropriate)
• Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 2-5 years previous experience in an asset management or financial institution or with a focus on credit analysis.
• Advanced English
• Knowledge of financial products and their dynamics, including Derivatives, FX Forwards, Repos, Securities Lending, Bonds Trading etc. Familiarity with the legal and operational frameworks of these products is a plus, including an understanding of relevant agreements and documentation.
• General understanding of the funds and pension funds industries, including funds investment strategies. Regulatory frameworks and risk management are a plus.
• Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis

Please take into consideration, the CV is required to be in English.

Education

• Bachelor's/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group: Risk Management

Job Family: Credit Risk

Time Type: Full time

Most Relevant Skills

• Analytical Thinking
• Constructive Debate
• Escalation Management
• Financial Analysis
• Policy and Procedure
• Policy and Regulation
• Product Knowledge
• Risk Controls and Monitors
• Risk Identification and Assessment

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