Banamex - Analista de Documentación y Procesamiento de Préstamos

Citigroup; Ciudad de México; Sur place; MXN 180 000 - 240 000; Plein temps

Résumé du poste

Citigroup está buscando un analista de documentos y procesamiento de préstamos para apoyar la gestión de la documentación y el cierre de préstamos dentro de un entorno operativo complejo. Se espera capacidad de análisis, conocimiento de procesos de préstamos y habilidades de comunicación para interactuar con equipos y clientes externos.

El puesto es de base trainee a tiempo completo, orientado a el desarrollo de habilidades en gestión de garantías, controles y cumplimiento regulatorio dentro de

Qualifications

• 0-2 años de experiencia en el área de préstamos.
• Conocimiento básico de procesos, sistemas y herramientas usados en el préstamo.
• Capacidad para analizar información y tomar decisiones basadas en hechos.

Responsabilités

• Gestionar la preparación y revisión de la documentación de préstamos, apoyando tareas relacionadas con el proceso de préstamos. Procesar y cerrar préstamos en un entorno complejo de operaciones de préstamos.
• Gestión de garantías y colateral, registro de transacciones en libros contables y cálculos complejos.
• Interacción con contrapartes externas sobre posiciones y saldos pendientes.
• Apoyar una amplia gama de productos/servicios con control y riesgo asimilado.
• Seguir procedimientos para identificar y resolver problemas de documentación/processing, proponiendo mejoras.

Connaissances

Experiencia 0-2 años

Conocimiento básico de procesos

Análisis de información

Buena comunicación

Formation

Bachiller/Universidad o experiencia equivalente

Analista de Documentación y Procesamiento de Préstamos

Description du poste

The Loan Doc & Proc Analyst 1

is a trainee professional role. Requires a good knowledge of the range of processes, procedures and systems to be used in perform assigned tasks and a basic understanding of the underlying concepts and principles upon which the job is based. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Makes judgements based on the analysis of factual information. They are expected to resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Must be able to exchange information in a concise and logical way as well as be sensitive to audience diversity. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own job. Individual must be accountable, ethical, results oriented, trustworthy and credible.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Responsibilities

• This role will manage preparing and reviewing loan documentation while providing support to a variety of tasks related to the loan process. Activities will include independently processing and closing loans within a complex loan operations environment
• Involved in providing day-to-day Collateral management which may include booking cash transactions and making payments, input of general ledger entries and (complex) calculations
• There may be possible interaction with other counterparties around positions and outstanding balances/claims
• Supports an expansive and/or diverse array of products (risk and control) /services
• Follows established procedures to identify and resolve problems related to loan documentation/processing activities that require investigation or research and makes recommendations to management to support process improvement
• Designs and analyze moderately complex loan documentation reports for management requirements, support/control activities, and the launch of products/services
• Makes judgments based on the analysis of factual information, and provides assistance in the implementation of loan documentation process improvements
• Minimizes risk to the bank through increased knowledge of procedural requirements - understands and monitors errors to suggest process improvements, and adhere to audit and control policies
• Often related, but not limited to loan documentation processes
• Timely management and escalation of all inquiries and issues related to loan processing
• Demonstrates a sound level of understanding of products and processes, and of how duties relate/integrate with others in the team and closely related teams
• Demonstrates an excellent knowledge of Bank related systems
• Has direct interaction with external customers to disseminate or explain information
• Individuals at this level exhibit strong executional capabilities
• Utilizes strong communication, interpersonal and diplomacy skills to interact with colleagues and stakeholders, and to exchange potentially complex/sensitive information, while being sensitive to audience diversity
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 0-2 years Experience
• Elementary level knowledge of Business Processes, Systems and Tools used in the Loan Process
• Demonstrate understanding of Loan Processes, Procedures, Products and Services
• Basic awareness of managing, preparing, and reviewing loan documentation
• Able to identify, mitigate, manage, resolve, and escape risks and issues
• Awareness of various risks, policies and control measures and processes
• Comply with applicable laws, rules and regulations, and adhering to Policies

Education

• Bachelor's/University degree or equivalent experience
• Analista de Documentación y Procesamiento de Préstamos

Experiencia requerida

• Experiencia en el sector financiero, preferentemente en procesos de crédito o áreas de documentación de préstamos.
• Conocimiento en operaciones de préstamos, control documental y gestión de garantías.
• Experiencia en interacción con áreas internas y clientes externos.

Conocimientos

• Procesos de documentación y procesamiento de préstamos.
• Sistemas bancarios y plataformas de gestión documental.
• Conceptos básicos de crédito, garantías y control de riesgo.
• Normativa y cumplimiento aplicables al sector financiero.
• Elaboración y análisis de reportes operativos.

Objetivo del puesto

Asegurar la correcta preparación, revisión y procesamiento de la documentación de préstamos, garantizando el cumplimiento de políticas, controles y r