Analista Senior de Riesgo Crediticio y Caución

Placements24; Torreón; On-site; MXN 420,000 - 600,000; Full time

Benefits offered by this job

Health insurance

Retirement savings plan

Career development opportunities

Job summary

Placements24 in Torreón, Coahuila, México is seeking an Analyst of Credit Risk and Surety Insurance to evaluate creditworthiness of applicants and assess risks associated with surety bonds. This role is office-based and central to underwriting decisions.

You will analyze financial statements, determine credit limits, underwrite bid, performance and payment bonds, and prepare reports for management. Strong analytical skills and knowledge of surety underwriting are essential.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, Business Administration, or related field.
• Strong analytical, quantitative, and problem-solving skills.
• Experience in credit analysis, risk management, or surety underwriting is required.
• Knowledge of surety bond types, underwriting principles, and contract requirements.

Responsibilities

• Analyze financial statements, credit reports, and data to assess credit risk for loan and surety bond applicants.
• Evaluate financial health and capacity of businesses seeking surety bonds.
• Determine credit limits and terms based on risk assessment and policies.
• Underwrite surety bond applications including bid, performance, and payment bonds.
• Identify risks and propose mitigation strategies.
• Monitor current credit exposures and ensure covenant compliance.
• Prepare detailed reports for management on credit and surety risk assessments.
• Collaborate with sales, legal, and operations to process transactions.

Skills

Analytical thinking

Attention to detail

Communication skills

Education

Bachelor's degree in Finance/Economics/Accounting/Business Administration

Tools

Excel

Microsoft Office

PowerPoint

Job description

Placements24 in Torreón, Coahuila, México is seeking an Analyst of Credit Risk and Surety Insurance to evaluate creditworthiness of applicants and assess risks associated with surety bonds. This role is office-based and central to underwriting decisions.

You will analyze financial statements, determine credit limits, underwrite bid, performance and payment bonds, and prepare reports for management. Strong analytical skills and knowledge of surety underwriting are essential.