Remote Credit Portfolio Analyst II - Structured Finance

Benefits offered by this job

Job summary

Qualifications

• Bachelor's degree or equivalent education and work experience.
• 3+ years experience.
• Experience in quantitative methods, statistics, predictive modeling, data science or other analytical disciplines, required.
• Experience with lending software, SSRS, Crystal Reports, Oracle BI, Tableau, Microsoft Access, or similar applications, preferred.
• Credit Risk Management work experience, inclusive of loss forecasting within a regional financial institution is preferred
• Written and verbal communication
• Driven and self-directed yet collaborative in approach
• Strong business and technical acumen and ability
• Solid understanding of lending practices and processes

Responsibilities

• Provide support in all aspects of the credit analytics, reporting, data mining, methodologies; ensuring proper support for all reserving requirements (quantitative and qualitative) associated with decisions
• Analyzes and reports on credit memo and write-off activity and monitors and communicates credit concerns to management
• Provide support to ensure documentation is completed for internal and external stakeholders, and that effective change management is in place
• Identify and execute opportunities for process improvement and standardization across business lines for the organization
• Drive standard definitions around key data elements and identify and support projects related to achieving data consistency, availability and quality
• Provide support and assist in driving the identification and implementation of technology solutions to reduce manual processes, enhance controls, improve cycle times, and support consistency where practical
• Collaborate with leadership to enable an efficient data capture, reporting, and forecasting process
• Conduct special studies on targeted portfolio risks; analyze and recommend changes to data improvement, portfolio setting and other key parameter settings such as correlation structure, probability of default/loss given default correlation, loan prepayment, etc.
• Other duties as assigned.