Senior Aml Analyst (Kyc/ Cdd/ Edd)

Osl Pay; Bardi; In loco; EUR 40.000 - 60.000; Tempo pieno

Descrizione del lavoro

A financial services company in Emilia-Romagna, Italy is seeking an experienced Senior AML Analyst. The ideal candidate will oversee KYC, CDD, and EDD processes to ensure compliance with AML regulations. Responsibilities include validating client documents, client profiling, and supporting KYC file reviews. Candidates should have a degree in Finance or a related field, with 3-5 years of relevant experience. Competitive salary and opportunities for growth are provided.

Competenze

• 3-5 years of experience performing CDD tasks and implementing AML procedures.
• Strong knowledge of EU AML / CFT regulations.
• CAMS / ACAMS or equivalent preferred.

Mansioni

• Perform and supervise KYC, CDD, and EDD checks.
• Review and validate customer identification documents.
• Assess complex client profiles and conduct screening.

Conoscenze

KYC/AML compliance

Customer Due Diligence

Regulatory knowledge

Risk assessment

Formazione

Bachelor's degree in Finance, Law, Accounting, or related field

Descrizione del lavoro

Job Overview

Senior AML Analyst (KYC / CDD / EDD) We are seeking a Senior AML Analyst to support and execute advanced Know Your Customer (KYC) and Customer Due Diligence (CDD / EDD) processes to ensure compliance with the OSL Pay’s Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) obligations.

Responsibilities

• Perform and supervise KYC, CDD, and EDD checks for individual and corporate clients, ensuring compliance with AMLD5 / 6, MiCA, and internal AML policies.
• Review and validate customer identification documents, beneficial ownership structures, and verification evidence for accuracy and completeness.
• Assess complex client profiles, including politically exposed persons (PEPs), and clients with exposure to high-risk jurisdictions.
• Conduct and validate screening against sanctions, PEP, and adverse media databases, investigating and documenting any potential matches.
• Review source of funds (SoF) and source of wealth (SoW) information, ensuring consistency with the client’s risk profile.
• Support periodic KYC file reviews and remediation projects, ensuring timely updates and compliance with internal standards.
• Act as a subject matter expert for KYC-related issues, providing guidance and feedback to junior analysts.
• Escalate and discuss high-risk or suspicious cases with the Deputy MLRO and MLRO, ensuring appropriate resolution and documentation.
• Contribute to the improvement and automation of KYC workflows, documentation templates, and onboarding tools.
• Stay informed about regulatory changes, FATF guidance, and crypto compliance trends, ensuring alignment with evolving requirements.

Requirements

• Bachelor’s degree or higher in Finance, Law, Accounting, or related field; CAMS / ACAMS or equivalent preferred.
• 3-5 years of experience performing CDD tasks and implementing AML procedures in EU regulated payments, fintech or digital financial services firms.
• Strong knowledge of EU AML / CFT regulations, FATF guidelines, and international sanctions frameworks.
• Strong knowledge of Italian AML / CFT regulations (d. lgs. 231 / 07, d. lgs. 109 / 07,