Group Credit Analyst

MSC CRUISES; Napoli; In loco; EUR 30.000 - 45.000; Tempo pieno

Descrizione del lavoro

A leading company in the cruise industry is seeking a Group Credit Analyst in Naples. You will be responsible for managing credit control activities, preparing analytical reports, and supporting reconciliation efforts in collaboration with sales teams. The role requires strong analytical skills, attention to detail, and a solid understanding of financial principles as you contribute to the efficiency of cash flow processes.

Competenze

• Previous experience in a similar role, audit, or risk consulting.
• Solid understanding of bookkeeping and accounts receivable principles.
• Fluent in English; additional European languages are advantageous.

Mansioni

• Manage credit control activities and track payments with the Accounting Department.
• Prepare receivable analysis reports and support reconciliation of balances.
• Control and report on deposit collections and analyze credit risk.

Conoscenze

Credit control

Credit risk management

Communication

Attention to detail

Multitasking

Formazione

Bachelor's Degree in Business Administration or Finance

Strumenti

MS Office

SAP

Descrizione del lavoro

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In line with the Company standards, part of the Naples Credit management team, the Group Credit Analyst assists the Group Credit Controller on all Credit finance activities, ensuring that the cash flow processes for all aspects (credit control, credit risk…) are applied and monitored.

KEY ACCOUNTABILITIES

• Manage credit control activities, in contact with general sales agents to accelerate collection (dunning) and achieve related targets in collaboration with Markets and Commercial teams;

• Follow-up and track payments with the Accounting Department, addressing questions or issues from general sales agents, and handling anomalies (discrepancies between invoiced and received amounts);

• Prepare receivable analysis reports for General Sales Agents;

• Support reconciliation of balances between reservation and accounting systems;

• Ensure correct settings of payment terms according to Company standards;

• Control and report on Deposit collections and Area credit indicators;

• Analyze and manage credit risk in the area, identifying and tracking high-risk or watch-list accounts;

• Handle bad customer debt, centralize information on customer defaults, and calculate provisions for accounting according to the Loss Allowance matrix;

• May participate in other projects, especially regarding IT report design and SAP deployment.

• Previous experience in a similar role, audit, or risk consulting;

• Solid understanding of bookkeeping and accounts receivable principles;

• Fluent in English (written and oral); additional European languages are advantageous;

• Good knowledge of MS Office tools, with advanced Excel skills;

• Bachelor's Degree in Business Administration or Finance;

• High accuracy and attention to detail;

• Ability to multitask, handle stress, and work under pressure;

• Dependable, effective communicator, self-motivated, highly organized, and team-oriented.