Financial Services Tech Risk Specialist

Soldo; Roma; Ibrido; EUR 70.000 - 110.000; Tempo pieno

Vantaggi offerti da questo lavoro

Private healthcare coverage

Career development budget €500/year

Mentoring programme

60 days work anywhere

Birthday leave

Descrizione del lavoro

Soldo is seeking a Financial Services Tech Risk Specialist to design, implement, and monitor AML controls across payment products. The role focuses on risk rule development, regulatory compliance, and collaboration with Risk & Compliance teams in a fast-growing Fintech environment.

The successful candidate will work with platforms like Featurespace and others, maintain risk rules, and stay updated on AML/CTF requirements. Fluency in English and strong analytical skills are essential.

Competenze

• Experience in financial services risk, AML, fraud, or transaction monitoring.

Mansioni

• Design, configure, and maintain transaction monitoring and AML rules for Card Payments and Bank transfers across multiple payment products.
• Monitor alerts and support escalation, investigation, reporting and analysis of rule effectiveness.
• Support risk, compliance and security teams in risk analysis of customer transactions and payment flows.
• Assist audits by providing documentation and data analyses.

Conoscenze

AML experience

Transaction monitoring

Risk analysis

Regulatory knowledge

Fluent English

Strumenti

Featurespace

Actimize

Feedzai

FICO

Stripe Radar

LexisNexis

SMASH

Descrizione del lavoro

Soldo is the proactive spend management solution that frees progressive businesses to accomplish more.

Over 25,000 organisations across 31 countries use Soldo to end slow, messy, and inefficient spending, bringing financial agility and control over every expense. Soldo frees finance with a uniquely proactive approach to managing decentralised spending.

By combining a powerful spend management platform, a user-friendly app, and versatile payment methods, Soldo automates expense admin to eliminate inefficiency in managing business spending.

By proactively managing decentralised spend, organisations empower employees to spend when and where it's needed, keeping productivity high while avoiding month-end surprises.

Founded in 2015 by Italian digital innovator Carlo Gualandri, Soldo is headquartered in London, with offices in Dublin, Milan, and Rome.

We’re looking for people with big ambitions, cool heads, sharp minds, and warm hearts. Come and join us as we grow together.

What's in it for you

• Private healthcare coverage for you and your family
• Genuine career development opportunities (we love to see you succeed) - including your own annual €500 career development budget
• Access to training and development - including a mentoring programme, workshops and the opportunity to progress onto our leadership programme
• Flexible working options, including working from home or our Milan or Rome offices + 60 days’ work anywhere
• Statutory Leave entitlements plus extra days off on Christmas Eve, New Year's Eve and your Birthday
• Your own personal company Soldo card
• Employee Assistance Programme
• CAF Annual Fiscal & Financial Support

The role

We are looking for a Financial Services Tech Risk Specialist to join our Financial Services Technology team within a fast-growing Fintech environment. The successful candidate will play a key role in designing, implementing, and monitoring transaction risk and AML controls across multiple payment products (card payments and bank transfers).

This role requires strong hands-on experience with AML and transaction monitoring systems (preferably Featurespace) and the ability to support our Risk & Compliance team in identifying risk scenarios and defining, maintaining, and optimising risk rules to prevent fraud, money laundering, and financial crime while minimising false positives.

Key Responsibilities

• Design, configure, and maintain transaction monitoring and AML rules for: Card Payments and Domestic and International Bank transfers (SEPA, SWIFT, Instant payments, Faster Payments, BACS, etc.) - including actively coding rules logic on the Featurespace platform, testing and deploying changes, ensuring adherence to appropriate change management procedures and a full audit trail
• Participate in regular meetings with the Risk & Compliance team to define priorities, refine backlog and review implemented tasks.
• Monitor daily/weekly alerts generated by transaction monitoring systems and support escalation, investigation, reporting and analysis of rule effectiveness and false positive rates
• Support Risk & Compliance and Security teams in performing risk analysis on customer transactions, behaviours, and payment flows to identify fraud patterns, AML, and financial crime risks
• Support regulatory and audit activities by providing documentation, data analysis, and explanations of risk rules, controls, incidents and remediation actions
• Stay up to date with regulatory requirements (AML, CTF, sanctions) and emerging fraud trends in the Fintech and payments space
• Deal with the external provider for BAU operations aspects and for the resolution of any low-severity issues
• Collaborate with FS Tech and Product Tech teams to enhance the Soldo transaction monitoring solution and identify and resolve any issues with the internal processing of events feeding into or originating from the Soldo transaction monitoring solution
• Participate in the testing and rollout of new payment products or changes to existing flows from a risk perspective

We are looking for someone who must have

• Experience in financial services risk, AML, fraud, or transaction monitoring, preferably in a Fintech, bank, or equivalent payment institution
• Strong hands-on experience with AML and transaction monitoring tools, such as:

1. Featuresspace (preferred), Actimize, Feedzai, FICO, Stripe Radar, Lexis Nexis, SMASH or similar platforms

• Proven experience in writing, modifying, and maintaining risk rules and scenarios
• Solid understanding of:

1.AML/CTF frameworks

3. Fraud typologies related to cards and bank transfers

• Experience working with different payment types:

1. Card payments (credit, debit, prepaid)

2. Bank transfers (SEPA, international wires, instant payments, Faster Payments, Bacs)

• Strong analytical skills with the ability to interpret transaction data and identify risk patterns or data points useful for the enhancement of the control framework
• Ability to balance risk mitigation with customer experience and business growth
• Good understanding of regulatory expectations (e.g. EU AML directives, EBA guidelines, local regulations)
• Fluent in English (written and spoken)

It would be nice if you had:

• Experience working in a regulated Fintech or EMI
• Knowledge of sanctions screening and PEP monitoring
• Experience with SQL, data analysis tools, or dashboards (e.g. Tableau, Power BI)
• Familiarity with machine learning–based monitoring tools
• Experience supporting internal or external audits and regulatory inspections
• Experience working in an Agile environment according to Scrum/Kanban methodology
• Knowledge of Jira and Confluence

Personal Attributes

• Detail-oriented with a strong sense of ownership
• Comfortable working in a fast-paced, evolving environment
• Strong problem-solving and decision-making skills
• Able to communicate risk concepts and logic behind the rules clearly to technical and non-technical stakeholders
• Collaborative mindset and proactive approach to risk management.